Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.

“I spend over £5,200 a year on my elderly pets”
Here's how animal-lover Sarah, 35, makes sure she can afford to give her geriatric pets a luxury lifestyle.

“I have 4 Monzo Pots just for my pets”
Cat-lover Gemma, 31, uses Pots to make sure Marmite and Twiglet live their best lives.

Six tips for managing your money for your pets – so they can live their best lives
We all want to be able to give our pets the lives they deserve.

Business Instant Access Savings are here 🎉
Introducing our all-new business Instant Access Savings Pot, grow your spare funds.

We're helping you build a safety net
Build a cash safety net to cover essential bills and costs, just in case you ever need it.

Receive international payments into your Monzo account
Receive money from around the world. 40+ currencies converted to pounds, ready to spend.

What we learned from 43 experiments in 12 months
This blog shares some of the learnings we've had from our experiments in customer help and support over the last year

How to do a no-spend challenge – without giving up everything you enjoy
A no-spend challenge sounds restrictive but with the right rules in place, it doesn't have to be.

“Why I’m doing a no-spend year to reset my shopping habits”
Jessie, 31, has committed to a no-spend year in 2023. Here, she explains why and how it's going so far.

Sweating the Small Stuff: What do app screens and pedestrian-crossings have in common?
This blog talks about why app screens are like pedestrian crossings, or more specifically, how some subtle tweaks to a user-interface in Monzo's sign-up process has had a surprisingly large impact!

Inspired by de-influencing? 8 tips for more mindful shopping
De-influencing encourages us to be more conscious of our spending. Here’s how to put the trend in action.

Could TikTok’s de-influencing trend actually save you money?
Four people reveal how TikTok's de-influencing trend is impacting their shopping habits.

“Overspending to keep up with friends got me in £2k debt – until I started talking about money"
Rachel, 31, lives in South East London and earns £38k a year. Here's how she stopped overspending and started to open up to her partner and friends about money.

Designing a regional experiment to measure incrementality
This blog post covers the approach for how we designed a regional experiment to measure the incremental impact of our referral scheme on new customer growth.

“Why I’ve started building a sinking fund to save for life’s little surprises”
A "sinking fund" helps Rosie plan for surprise expenses outside her budget. Here's how she set one up.