See your mortgage in Monzo
Connect a mortgage from any lender to your Monzo account in 60 seconds. Make monthly progress on what you own, see the impact of overpaying and get insights that could save you thousands.
You'll need a Monzo account to use this feature. UK residents only. Ts&Cs apply.
Your mortgage, demystified
See your progress
Find out what you own, not just what you owe – updated automatically every month.
Plan ahead
Get a straightforward view of your mortgage, including reminders for when your deal is up.
Pay less interest
Get insights that could save you thousands over the long term and help you be mortgage free faster.
Find out what you could save
Our overpayment calculator shows you the impact of making regular or one-off overpayments.
You’ll also get insights that could save you thousands over the long term – totally tailored to you.
Connect in 60 seconds
Connect your mortgage in a few taps. No details needed, no fuss.
We get your mortgage information from credit reference agency TransUnion.
Be remortgage-ready
Our interest rate change calculator shows you what a change in interest rate could mean for your monthly payment. So you can take out the guesswork.
See what you own month by month
Find out your equity and how much your home could be worth.
We update you monthly so you always know where you’re at, without the hassle of using an equity calculator or working it out yourself.
Tools for every stage as a homeowner
Bought your first home
If you’ve just got onto the property ladder, we can help.
Understand the ins and outs of your new mortgage. Learn about overpayments and use our calculator to see if you can save.
Just keeping track
Mid-term on your mortgage deal and just want visibility? We can help there too.
Keep tabs on your home’s value, check your equity and get updates when things change. Plus, learn how to get a better rate if you remortgage.
Remortgaging soon
Our interest rate change calculator shows you what a change in interest rate could mean for your monthly payment.
How it works
1. Open Monzo
In the app, tap ‘+’ in the top right and then ‘Add mortgage'.
2. Add your mortgage
Follow the steps – we'll find your mortgage information from TransUnion.
3. See your equity
You can also see how much your home is worth.
Mortgages explained
Equity and loan to value explained
Learn about equity and loan-to-value (or LTV) with Monzo, whether you're buying your first house or currently looking to remortgage.
What kind of mortgage do I need?
Whether you're an aspiring or current homeowner, there are many types of mortgage available. This blog is the Monzo guide to mortgages.
What is remortgaging and how does it work?
The Monzo guide to remortgaging. We've also partnered with the regulated online mortgage broker, Better.co.uk to help you plan for and navigate every stage of the remortgaging process.
Don’t have a Monzo account yet?
You can apply for a free current account in minutes.
