Monzo for Under 16s
A free account for kids that keeps up as they grow up.
Coming soon.
Ages 6–15 • UK residents • Parent or Guardian account needed • Ts&Cs apply
An account for them, with controls set by you
Our account for 6–15 year olds, with no up-front costs, subscription or top-up fees.
Interested in early access? Join the waitlist and we’ll let you know when you can get started.
A sneak peek
No more counting out coins – money’s sorted with Monzo.
Free for every child
There are no up-front costs, subscription or top-up fees.
Ease them into independence
Keep track of their spending in your app, set spending limits and use customisable controls.
Their own neon card
They get their own card and can get the Monzo app if they have a device – we’ve made it child-friendly for them.
Be the first to try it out
1. Sign up
You’ll need our current account to sign up to the waitlist (it only takes 10 minutes to apply).
2. Open Monzo
In the app, tap ‘+’ in the top right corner and then ‘Monzo for Under 16s’.
3. Stay tuned
We’ll let you know when it’s time to get started.
Switch to Monzo
The Current Account Switch Service means moving payments or making Monzo your main account is a breeze.
You can’t switch an existing child account to an Under 16s account, but you can switch an existing adult account to a current account.
Apply for a Monzo current account in 10 minutes
Join the 9 million customers banking with Monzo today.
