The bank of the future
Instant notifications. Built-in budgeting. Free payments abroad.
This isn’t banking as you know it. Monzo is a bank for everyone, built together with our community.
Join the revolution today.
Download the Monzo app
Join the waiting list ~2 weeks
Complete sign up in minutes
Your new debit card arrives, ready to go!
Stay on track
Set targets for your monthly spending and receive notifications when you’re spending too quickly.
Send money to anyone
If they use Monzo, it takes just a couple of taps. If not, send a bank transfer that arrives in their account instantly.
Stay in the loop
Receive a notification the moment you use your card, before the receipt has even finished printing.
Stay in control
Freeze your card in one tap. Defrost if you find it or order a new one, delivered the next day.
Travel with ease
Use your card to pay abroad, with no fees or dodgy exchange rates.
Tap to pay
Add your card to Google Pay to make quick, convenient payments with your phone.
A full UK bank account
- Sort code
- Account number
Receive money from other bank accounts and get your salary paid directly into your Monzo account
Pay regular bills like phone contracts, rent and utilities
Send money to any other UK bank account within seconds
Set up regular payments from your account for things like rent and gym memberships
Safe and secure
Monzo is a fully licensed UK bank, authorised and regulated by the Bank of England.
Every Monzo account is protected by the Financial Services Compensation Scheme (FSCS), meaning your money is protected up to £85,000.
Need a hand?
Every customer gets access to 24/7 customer support through the app — just send us a message and we’ll get back to you ASAP. Not into chat? Email or call us at any time.
4.7 star rating on Facebook
Spent through Monzo
We're building Monzo together
We're doing things differently. For too long, banking has been obtuse, complex and opaque.
We want to change that and build a bank with everyone, for everyone. Join our amazing community of users and suggest features, give feedback and help us test the app, so together we can build something we all love.