Choose another country or region to see content specific to your location.
Spend, save and manage your money, all in one place. Open a full UK bank account from your phone, for free.
Download the Monzo app on iOS
Download the Monzo app on Android
New on Monzo
Put your salary into Monzo and we can advance you the cash one day
early. No cost, no hassle. Just more time with your money.
Sort your money between savings, bills and spending in a few taps. All
your money neatly separated so you can't overspend, but still under
Pick a Pot to pay bills from, so you can't accidentally spend the
rent. When a bill is due, we pay it from the Pot for you – easy.
Pay Direct Debits through Monzo and we’ll tell you if they’re higher
for the upcoming month. So no nasty surprises.
Get instant notifications the second you pay. Set budgets for things
like groceries and going out, and get warnings if you’re spending too
fast (if you want them).
Use Monzo anywhere in the world that accepts Mastercard. We don’t
charge any fees for spending abroad, and we don’t mark up the exchange
rate – unlike most other banks.
We offer overdrafts up to £500 and loans up to £3,000. Checking if you're eligible won't leave a mark on your credit score, there are no lengthy forms to fill in, and no charges for paying us back early.
Your money in Monzo is FSCS protected up to £85,000. Compared to other
UK banks, we’re 4x better at stopping card fraud, and 3x better at
stopping identity theft.
Download the Monzo app on iOS or Android and join the
who've changed the way they bank.