Choose another country or region to see content specific to your location.

Continue
Monzo app and its key features

Banking made easy

55,000 people open a Monzo bank account every week to spend, save and manage their money. Join them in less than 10 minutes.

Monzo app and its key features

Join the people with a Monzo bank account

Download the Monzo app on iOS Download the Monzo app on Android

New on Monzo

Get paid... a day early

Put your salary into Monzo and we can advance you the cash one day early. No cost, no hassle. Just more time with your money.

Find out more
A calendar showing payday on Thursday

Save with Monzo

Earn up to 1.71% (AER/Gross) interest on your savings. Put money aside into separate Pots and watch the pennies turn into pounds by automatically rounding up your spare change.

Find out more
Monzo app with a savings pot and its transaction summary Monzo app with a savings pot and its transaction summary

Manage with Monzo

Pay Direct Debits through Monzo and we’ll tell you if they’re higher for the upcoming month. So no nasty surprises.

Monzo app with notification of bill being more this month

Spend with Monzo

Get instant notifications the second you pay. Set budgets for things like groceries and going out, and get warnings if you’re spending too fast (if you want them).

Monzo app showing a month summary with spending notifications around it Monzo app showing a month summary with spending notifications around it

Travel with Monzo

Use Monzo anywhere in the world that accepts Mastercard. We don’t charge any fees for spending abroad, and we don’t mark up the exchange rate – unlike most other banks.

Find out more
Screenshot of currency transfer and transaction summary

Borrow with Monzo

We offer overdrafts up to £1,000 and loans up to £15,000. Checking if you’re eligible won’t leave a mark on your credit score, there are no lengthy forms to fill in, and no penalties for paying us back early.

Find out more
Monzo app showing loan calculator Monzo app showing loan calculator

Stay Safe with Monzo

Your money in Monzo is FSCS protected up to £85,000. Compared to other UK banks, we’re 4x better at stopping card fraud, and 3x better at stopping account takeovers.

Find out more
Illustrations of a mobile, Monzo card, fingerprint, padlock and shield

Help us build the kind of bank you want to use

Download the Monzo app on iOS or Android and join the people who've changed the way they bank.

Download the Monzo app on iOS Download the Monzo app on Android