Hello Monzo Flex
Spread the cost of pretty much anything. It's interest free over 3 instalments, or 6 and 12 instalments at 19% APR representative (variable). Straight from your Monzo bank account.
Carefully consider if you need to use credit and are comfortable with the costs. Not keeping up with payments may negatively impact your credit score. Flex is credit for eligible 18+ year olds. Ts&Cs apply.
Join more than 6 million people with a Monzo bank account
A full UK current account
you can open in 15 minutes
Organise your money
however you’d like with Pots
See your money in a
whole new light with Trends
Monzo Premium
Monzo Premium: Online banking that makes a statement
Turn heads with our white metal card, made from steel. Enjoy peace of mind with extensive phone and travel insurance, interest and much more.
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Monzo Plus
Monzo Plus Put money in your hands
Full financial visibility, with your other bank accounts and credit cards all in one place. Get interest on your money, personalised budgeting and much more.
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Manage
Pay Direct Debits through Monzo and we’ll tell you if they’re higher for the upcoming month. So no nasty surprises.
Spend
Get instant notifications the second you pay. Set budgets for things like groceries and going out, and get warnings if you’re spending too fast (if you want them).
Using Monzo Abroad
Use Monzo anywhere in the world that accepts Mastercard. We don’t charge any fees for spending abroad, and we don’t mark up the exchange rate – unlike most other banks.
Travelling with Monzo
Borrowing: Loans and Overdrafts
We offer overdrafts up to £2,000 and loans up to £25,000. Checking if you're eligible won't leave a mark on your credit score, there are no lengthy forms to fill in, and no charges for paying us back early.
Borrowing with Monzo
Keep Your Money Safe
Cutting-edge technology, FSCS protection and 24/7 support if you need us urgently. Just a few of the reasons over 6 million customers trust us to keep their money safe.
Find out more about bank security with Monzo
Independent service quality survey results
Personal current accounts
Published August 2022
As part of a regulatory requirement, independent surveys were conducted to ask customers of the largest personal current account providers in Great Britain and Northern Ireland if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.
Help us build the kind of bank you want to use
Download the Monzo app on iOS or Android and join more than 6 million people who've changed the way they bank.
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