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55,000 people open a Monzo bank account every week to spend, save and
manage their money. Join them in less than 10 minutes.
Download the Monzo app on iOS
Download the Monzo app on Android
New on Monzo
Put your salary into Monzo and we can advance you the cash one day
early. No cost, no hassle. Just more time with your money.
Earn up to 1.71% (AER/Gross) interest on your savings. Put money aside
into separate Pots and watch the pennies turn into pounds by
automatically rounding up your spare change.
Pay Direct Debits through Monzo and we’ll tell you if they’re higher
for the upcoming month. So no nasty surprises.
Get instant notifications the second you pay. Set budgets for things
like groceries and going out, and get warnings if you’re spending too
fast (if you want them).
Use Monzo anywhere in the world that accepts Mastercard. We don’t
charge any fees for spending abroad, and we don’t mark up the exchange
rate – unlike most other banks.
We offer overdrafts up to £1,000 and loans up to £15,000. Checking if
you’re eligible won’t leave a mark on your credit score, there are no
lengthy forms to fill in, and no penalties for paying us back early.
Your money in Monzo is FSCS protected up to £85,000. Compared to other
UK banks, we’re 4x better at stopping card fraud, and 3x better at
stopping account takeovers.
Download the Monzo app on iOS or Android and join the
who've changed the way they bank.