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Spend, save and manage your money, all in one place. Open a full UK bank account from your phone, for free.
Download the Monzo app on iOS
Download the Monzo app on Android
Full financial visibility, with your other bank accounts and credit
cards all in one place. Get interest on your money, personalised budgeting
and much more.
Pay Direct Debits through Monzo and we’ll tell you if they’re higher
for the upcoming month. So no nasty surprises.
Get instant notifications the second you pay. Set budgets for things
like groceries and going out, and get warnings if you’re spending too
fast (if you want them).
Use Monzo anywhere in the world that accepts Mastercard. We don’t
charge any fees for spending abroad, and we don’t mark up the exchange
rate – unlike most other banks.
We offer overdrafts up to £500 and loans up to £3,000. Checking if you're eligible won't leave a mark on your credit score, there are no lengthy forms to fill in, and no charges for paying us back early.
Your money in Monzo is FSCS protected up to £85,000. Compared to other
UK banks, we’re 4x better at stopping card fraud, and 3x better at
stopping identity theft.
Download the Monzo app on iOS or Android and join the
who've changed the way they bank.