Monzo Split
Split, track, pay and chase payments, all in Monzo – even if your friends don’t bank with us.
UK residents only. Ts&Cs apply.
Split ongoing and one-off costs
Open a Running Split
For ongoing shared costs, like household bills or group trips.
Name your Split, invite friends from all over the world, and add the things you’d like to track and settle.
Split a single payment
Like a big shop or dinner bill. We’ll even handle the awkward bit and send payment reminders, too.
Running Splits = less legwork
Managing shared costs and chasing up money can be a pain. In fact, Brits miss out on £3.2 billion each year by not chasing what they’re owed.
With Running Splits, we’ll do the legwork for you.
Add friends not on Monzo
If your friends don’t bank with us or live in the UK, share a link to your Split so they can join as guests.
Pay and get paid in one tap
Settle a Split in a tap with any Monzo contact – even if they don't bank with us.
Leave the chasing to us
Waiting for a pal to pay you? Tell us in the app and we’ll remind them. Nicely.
Do it all on Monzo
Don’t fancy creating a ‘who owes what’ group chat? Add, track and settle payments all in the app.
Zero fees
Using Split is completely free, for you and all your friends.
Pay in full or bit by bit
If there's a bigger balance to pay, settle up in smaller chunks.
Monzo Split versus Splitwise Core
Splitwise offers an alternative to Monzo Split – see how they compare in the table below. Based on publicly available information from Splitwise as of 18/03/2025.
Monzo
Splitwise Core
MonzoSplitwise Core
One-tap payments
Simplify who owes what
Send payment reminders
No paywalls or ads
Add expenses directly from your activity feed
Add as many expenses as you want
Add people from all over the world
Add expenses in multiple currenciesOpen a free current account
Download the Monzo app on iOS or Android and join more than 11 million personal and business customers who've changed the way they bank.
