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Cashback that’s refreshingly simple

Cashback doesn’t have to be hard. Pick your offers, shop in person or online and see what you’ve earned instantly. Simple.

You'll need to download Monzo. UK residents only. Ts&Cs apply

Push notifications showing cashback from Asda, eBay and Gousto

Only top brands

There’s no room for random. Most offers are in the top 10% of brands where our customers shop.

Because the more likely you are to shop there, the more cashback you’re likely to earn.

An animated iphone with a pink bag, coins and red speech bubble showing 10% cashback offer

Every penny adds up

Every offer has its own sweet spot around 2 to 10% cashback. Some even higher. You’ll get fresh offers at least every month, so keep checking your app.

Earn while you eat out, move about or shop around

Offers that fit into your spending habits and refresh at least every month.


Add savings to your basket at retailers such as Asda, Boots, H&M, eBay and Footlocker.

Eating out

Feed your cravings and savings at restaurants like Yo! Sushi, Franco Manca and more.


Earn back on commuting costs with brands like National Express and Virgin Trains.

Animated image of a pink smiley face with red, blue and orange coins surrounding the face

Whoop! No hoops

You won’t find any hidden catches (or hoops to jump through) here. Everything’s broken down in plain English, so you know exactly what is and isn’t included.

Animated image of the hot coral card, white joint account card and the navy flex credit card

Works across your Monzo cards and accounts

Personal account (that includes Plus and Premium), joint account and Flex Credit Card – earn cashback with them all.

Works with Apple Pay and Google Pay, too.

Must be aged 18+. Monzo Flex provides 29% APR Representative (variable).

Pick your offers, shop and earn

You need our award-winning personal account to enjoy cashback.


Pick your offers and tap to activate before you spend.


Next time you shop in person or online you’ll earn cashback.


See how much you’ve earned instantly and get your money usually 3-4 days later.

Cashback key info

Find other important info about cashback in our help section

What do I need to do to be eligible for cashback?

You just need to be a personal current account customer, opt in to cashback and activate offers. We’re rolling out cashback to customers gradually over the next few weeks. We'll let you know you when you can start using it.

Do I need to pay a fee to earn cashback?

No. You just need to be a personal current account customer.

How much cashback can I earn each month?

There’s no limit to how much cashback you can earn across all offers. Just check the individual offer details to see if the merchant has a maximum cashback limit.

How often can I use an offer?

Offers are a mix of single use and multi-use. Just check the offer details in the app.

How does Monzo manage merchant marketing?

You will only receive marketing messages about cashback if you decide to receive them.