Card in envelope with cash

Refer a Friend

Invite your friends to join Monzo and you'll both get £5.

Share your link with everyone you'd like to invite and we'll give you and them £5 (as long as they sign up and make a card payment within 30 days).

How to refer a friend to Monzo

Airplane with sparkles

Step 1:

Click the button above to get your unique refer a friend link. Share it with your friend.

List in orange and pink

Step 2:

Your friend accepts the invite and applies for a Monzo account (within 30 days).

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Step 3:

Your friend makes their first card payment (within 30 days). You both get £5.

Current account hero with card & UI

Why join Monzo?

A UK current account: With savings, borrowing and overdrafts

Protection for your money, like other banks: Your eligible deposits are protected by the FSCS up to a value of £85,000 per person

Fee-free UK bank transfers: Send money to any UK bank for free

Pots for separating money: Put money aside from your balance

24/7 support: Through the app, if you need it

Instant notifications: See when, where and how you spend

Apple Pay and Google Pay: Spend using your phone

Spending categories: Get a clear view of your spending

A paper airplane flying through flourishes and sparkles.

Share your invite

Share your link with everyone you'd like to invite and we'll give you and them £5 (as long as they sign up and make a card payment within 30 days).