
Refer a Friend
Invite your friends to Monzo and you could both get a referral bonus.
How to refer a friend to Monzo

Step 1:
Click the button above to get your unique refer a friend link. Share it with your friend.

Step 2:
Your friend accepts the invite and applies for a Monzo account (within 30 days).

Step 3:
Your friend makes their first card payment (within 30 days).

Why join Monzo?
- A UK current account: With savings, borrowing and overdrafts
- Protection for your money: Your eligible deposits are protected by the FSCS up to a value of £85,000 per person
- Fee-free overseas: Pay anywhere in any currency using your Monzo card, fee-free. We pass Mastercard’s exchange rate directly onto you, without sneaky fees or extra charges.
- Pots for separating money: Put money aside from your balance
- 24/7 support: Through the app, if you need it
- Instant notifications: See when, where and how you spend
- Apple Pay and Google Pay: Spend using your phone
- Spending categories: Get a clear view of your spending
Share your invite
Share your link with everyone you'd like to invite and you could both get a referral bonus.