![Card in envelope with cash](https://images.ctfassets.net/ro61k101ee59/2tWY3KmzfUz8Hm8BcsjuWE/c5cb3656ef5e1f68271b001fd58ff036/Hero_asset.png?w=2320&q=75)
Refer a Friend
Invite your friends to join Monzo and you'll both get £10.
Share your link with everyone you'd like to invite and we'll give you and them £10 (as long as they sign up and make a card payment within 30 days).
How to refer a friend to Monzo
![Airplane with sparkles](https://images.ctfassets.net/ro61k101ee59/3Eizvy2XQiQurJQ919VDXg/3c1660c6bfe7c4f4eed71dd90e18de95/emailmagiclink.emphasis.png?w=480&q=75)
Step 1:
Click the button above to get your unique refer a friend link. Share it with your friend.
![List in orange and pink](https://images.ctfassets.net/ro61k101ee59/4XSOJO0w4Ty9nnZPiV6ehi/dd9a9a02b94c133e7ab139020536fa19/Spending_Categories.png?w=572&q=75)
Step 2:
Your friend accepts the invite and applies for a Monzo account (within 30 days).
![Postbox](https://images.ctfassets.net/ro61k101ee59/32dZQDt2Y4nzjX0kaj9Pjh/a35646eb93e3816dc551daa15b96b757/Regular_Payments.png?w=572&q=75)
Step 3:
Your friend makes their first card payment (within 30 days). You both get £10.
![Current account hero with card & UI](https://images.ctfassets.net/ro61k101ee59/566HgIxqus6rbanwMhkHsY/b502f7ba313a9d63148a00a103e85071/Why_join_Monzo-2x__2_.png?w=800&q=75)
Why join Monzo?
- A UK current account: With savings, borrowing and overdrafts
- Protection for your money: Your eligible deposits are protected by the FSCS up to a value of £85,000 per person
- Fee-free overseas: Pay anywhere in any currency using your Monzo card, fee-free. We pass Mastercard’s exchange rate directly onto you, without sneaky fees or extra charges.
- Pots for separating money: Put money aside from your balance
- 24/7 support: Through the app, if you need it
- Instant notifications: See when, where and how you spend
- Apple Pay and Google Pay: Spend using your phone
- Spending categories: Get a clear view of your spending
Share your invite
Share your link with everyone you'd like to invite and we'll give you and them £10 (as long as they sign up and make a card payment within 30 days).