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Money grows in Monzo Savings Pots

Earn interest on your savings? Check.

Personalise your Pot, automate savings and round up spare change? Check, check and check.

You need a Monzo Current Account. Ts&Cs apply. UK residents only.

  • Financial Services Compensation Scheme Protected
  • Current Account Switch Guarantee
  • Best Banking App Award 2023

Save for the things that matter

With all the protection of a fully regulated UK bank.

Roundups

Spend more than £1, we'll round up the change to the nearest pound and put it in your Pot.

Automated savings

Make saving a habit by putting money aside automatically every month.

Lock your Pot

Stop yourself from dipping into your Savings Pot for a set period of time.

FSCS protected illustration with lock and shield

FSCS protected

We’re a fully regulated UK bank and your eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person. This includes money in your Instant Access Pots and Instant Access Cash ISA.

Simplified image of how Pots look in the Monzo app

Under one roof, but separated

No one wants to muddle their savings with their spending money. So you can keep your Savings Pots separate from your balance without needing to switch apps.

Add an image of your choice to your Pots to inspire you to save

Keep your eyes on the prize

Put a picture to a Pot to help you smash your goals.

Build a savings safety net

We use data from Trends to work out your monthly essential spending.

You can adjust this up or down and see how long it'll take you to reach your goal.

For Monzo customers with Savings Pots

Start saving with Monzo today

Download the Monzo app on iOS or Android and join more than 11 million personal and business customers who've changed the way they bank.