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Monzo Blog

The latest updates, stories, ideas and guides from the Monzo team.

Monzo Me
30 November 2022

“Budgeting for things that bring me joy helped me pay off debt and start saving”

Cutting back on less important things while still spending on exercise and entertainment helped Joe, 31, develop a lasting savings habit.

Borrowing
28 November 2022

Our borrowing principles

As part of our commitment to being a responsible lender, we follow 3 principles. This is our promise to you, and shows what you can expect if you borrow money from Monzo.

A picture shows a square with dotted lines - the 'cluster-O'. Outside this square to the top left is a green box that says 'pool(s)' and a blue box on the bottom right that says 'NAT Gateway' . Inside the dotted line box are four green boxes near each corner of the square, between the two top green boxes is a small orange rectangle numbered '1' that these two green boxes have arrows pointing into. The top right green box is numbered '2'. There are arrows connecting the top right corner green box to the bottom right green box, and the bottom left box connecting to the bottom right and top left green boxes. An arrow pointing up from the bottom left to the top right green box says '3'. An arrow pointing from the top green box to the middle orange box is labelled '4'. The top left box green says  'CoreDNS', the top right green box says 'egress-operator', the bottom right box says 'egress-gateway', the bottom left box says 'microservices', the orange box says 'ExternalService api.foo.com'. The bottom green box has an arrow pointing to the blue box next to it that sits outside the dotted line square. There is an arrow pointed to the right from the blue box that says 'Out to the internet'.
Technology
25 November 2022

Reducing our NAT Gateway cost with private networking between AWS and GCP

Sharing knowledge on how we implementing private networking between AWS and GCP

Monzo Flex - pay at checkout
Technology
18 November 2022

How insights shaped building a 0-1 product: Monzo Flex

We wanted to share more about why we launched a new 0-1 product to help people pay for purchases later and how a mixed-method research discovery led to the product that over hundreds of thousands of customers use and love today!

An illustration of a face surrounded by thoughts and objects like a clock, book, lightbulb, and some gears
Technology
10 November 2022

Taking a design system approach to research guidelines

If you’re starting out in a new role in research ops, design ops or any other kind of team operations, this blog will take you through the ins and outs of creating a flexible how-to guide database for scale.

Two text message bubbles saying "Monzo Me" 

Quote in hot coral on a pink background saying "Old school money-saving methods helped me save £3k" 

Marie, 49, North Wales
Monzo Me
8 November 2022

“Cash stuffing helped me save £3k in a year”

Old school savings techniques are having a comeback. Marie, 49, saved for her dream kitchen in a year by digitising tried-and-tested money-saving methods.

An illustration of two hands with a heart inbetween them, with drops of water across each of their arms
Let's Talk Business
Business Banking
8 November 2022

Cost of living: how we’re supporting you and your business

The cost of living crisis is affecting all of us in some way. We’ve been speaking to business customers about their experiences and worries, and we’ve summarised how we can help as the situation evolves.

UI showing a Pot for "Groceries" 
Title saying: How to do cash stuffing with Monzo Pots 
UI showing 'create a Pot' 
on a hot coral background!
How Money Works
8 November 2022

Cash stuffing and other "old school" ways to save money, with Monzo

Classic saving methods involving cash are becoming more popular. Here’s how you can do them with Monzo.

Technology
7 November 2022

Argo Rollouts at scale: Bringing Automated Rollbacks to 2,100+ services at Monzo

We introduced automated rollbacks to our platform using Argo Rollouts and made it the default deployment strategy for all our services. This helps us roll out changes safely and catch a wide class of problems related to deploying new code

Pens and a sketchbook showing early design ideas for how withdrawing money from a Pot might work
Design
4 November 2022

How we design magic moments at Monzo

Vuokko Aro, VP of Design talks about how Monzo designs experiences that are surprisingly magical.

Quote saying "Impulse spending was a way to self-soothe". Small pill saying "ADHD awareness month". Emoji of a brown woman, "Nadia" written next to it.
Diversity and Inclusion
24 October 2022

“Impulse spending was a way to self-soothe”

With our new research finding ADHD has an outsized impact on how women manage their money, we meet a young woman who’s learning more about living and managing money with ADHD.

Quote saying "I made managing my money 'dopamine friendly' so it works with my ADHD" 
Pill saying "ADHD awareness month". Emoji of a white woman with dark hair and a laptop, Hannah written next to it.
Diversity and Inclusion
24 October 2022

“I made managing money 'dopamine friendly' so it works with my ADHD”

With our new research revealing ADHD costs women £200 more than men annually because of its impact on managing money, we meet a young woman who's managing life and finances with ADHD.

eight squares each showcasing a different aspect of our new visual branding: our wordmark, our colour palette, new typefaces, warm photography, vibrant illustration
Design
17 October 2022

We’ve had a little makeover!

Our visual branding has a fresh new look. It’s more friendly, more human, more Monzo ❤️

Marketing team
13 October 2022

Becoming a Product Marketing Manager at Monzo

Rore shares what a product marketing manager does do and what a typical day in the life looks like.

An illustration of a face surrounded by thoughts and objects like a clock, book, lightbulb, and some gears
Product Management
4 October 2022

Product Management at Monzo: The interview process

In this blog we share details about what our product manager interviewing process looks like behind the scenes!