Skip to Content

Monzo Blog

The latest updates, stories, ideas and guides from the Monzo team.

Small Change
10 January 2023

"I used to split my cash up into money bags each month, now I just use Pots"

Rob, 44, lives in Nottinghamshire with his mum, who he cares for after she recently had a stroke. He’s a deputy store manager at B&M and takes home around £1,300 each month.

An illustration of two hands with a heart inbetween them, with drops of water across each of their arms
Cost of Living
9 January 2023

Cost of living: a quick update

The cost of living crisis is affecting all of us in some way. We're keeping you updated on what we're doing to help.

Small Change
9 January 2023

Small changes to make with your money (Part 3)

Small Change is a new series of ideas we’re sharing to help you stay on top of your money and make it go a little further. Our final blog post is all about saving.

Small Change
9 January 2023

Small changes to make with your money (Part 2)

Small Change is a new series of ideas we’re sharing to help you stay on top of your money and make it go a little further. This post is all about ways to take more control.

Small Change
9 January 2023

Small changes to make with your money (Part 1)

Small Change is a new series of ideas we’re sharing to help you stay on top of your money and make it go a little further. First up: getting more visibility on your money.

Design
28 December 2022

What’s so unique about design and research at Monzo?

Recently, one of our Senior Product Designers, Jay, spoke to a group of junior designers who wanted to learn more about Fintech. Here’s how our design and research team has found working in Fintech.

Data
Machine Learning
Technology
19 December 2022

Machine Learning at Monzo in 2022

An end-of-year review of how machine learning continues to evolve and grow at Monzo

Two iPhones, one showing a summary of your spending target, another showing a graph of spending targets.
Product Updates
15 December 2022

A better way to budget is here

Set a monthly spend goal and clearly track how you're doing with targets. And with balance and spending, Trends is the place to manage your money better.

Growth of models, tests, and committers since August 2019
Technology
15 December 2022

Building an extension framework for dbt

dbt is a fundamental piece of Monzo’s data platform. We made the big decision to build a whole new extension framework that would give us more flexibility.

Image of two hands high fiving
Technology
13 December 2022

Monzo Magic hackathon: 3 days, 120 ideas, 333 Monzonauts

This August, as we were wrapping up the summer, Monzonauts across the business set out to learn from each other, have fun and build things centred around one theme: Monzo Magic. This activity is commonly referred to in the industry as a hackathon.

Business Basics
Business Banking
2 December 2022

Gross profit, net profit & profit margins: what are they, how to calculate them and what's a good one

What is gross profit? Net profit? Profit Margins? This guide explains what they are, how to calculate them and what they can tell you about your business.

Business Basics
Business Banking
6 December 2022

A guide to purchase orders

What is a purchase order, what information do you need to include, and what's the difference between a purchase order & an invoice? Our guide covers it.

Business Basics
Business Banking
3 December 2022

What is an Invoice? How to write an invoice and what information is required

What is an invoice, how do you create one, and what information needs to be included? Our guide will help you make sense of it all.

Business Basics
Business Banking
4 December 2022

How to get unpaid invoices paid

Unpaid invoices can be stressful, but unfortunately not uncommon. Waiting on an overdue invoice? Here’s the steps you can take to get it paid.

How to Save Money
5 December 2022

How to balance spending and saving

Curb unnecessary spending and build a savings habit you can actually sustain.