Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.

“Identifying my emotional spending has given me more power and control over my money”
Catherine, 31, is a student studying for a psychology master's while working as a part-time staff nurse. Based in Falkirk, Scotland, she rents with her partner and a parent who lives with them part-time.

An update on our gender pay gap, April 2022
In October 2021, we reported our gender pay gap as a snapshot for April 2020 and April 2021. This update looks at the gender pay gap changes since we last reported.

"I saved £500 by using round ups and riding my bike"
By automating his saving through round ups and IFTTT, Luke has become more consistent with putting money away and feels more responsible as a result. Here's how he did it!

How we prepare for huge spikes in traffic as millions of our customers get paid early
This blog explains the problems that occur when hundreds of thousands of customers all request to be paid millions of pounds at almost exactly the same time, and what we do to keep things running smoothly while that happens.

"The thought of looking at my money used to make me physically sick, now I have so much more control"
Ricky Zalman, 32, is an actor based in Surrey who also works in recruitment in a drama school. He rents a flat alone and earns around £36k a year.

“Analysing my spending data on Monzo helps me be feel more in control of my money”
Olakunle, 37, lives in Rugeley, Staffordshire, with his partner and two children, aged seven and three. He works as a data analyst in the healthcare sector and earns £40k a year.

"I use 19 Monzo Pots to manage every aspect of my money"
Amy Cunningham, 38, lives in Merthyr Tydfil, south Wales, with her husband and three children. She’s a civil servant and earns £26k a year.

"I used to split my cash up into money bags each month, now I just use Pots"
Rob, 44, lives in Nottinghamshire with his mum, who he cares for after she recently had a stroke. He’s a deputy store manager at B&M and takes home around £1,300 each month.

Cost of living: a quick update
The cost of living crisis is affecting all of us in some way. We're keeping you updated on what we're doing to help.

Small changes to make with your money (Part 3)
Small Change is a new series of ideas we’re sharing to help you stay on top of your money and make it go a little further. Our final blog post is all about saving.

Small changes to make with your money (Part 2)
Small Change is a new series of ideas we’re sharing to help you stay on top of your money and make it go a little further. This post is all about ways to take more control.

Small changes to make with your money (Part 1)
Small Change is a new series of ideas we’re sharing to help you stay on top of your money and make it go a little further. First up: getting more visibility on your money.

What’s so unique about design and research at Monzo?
Recently, one of our Senior Product Designers, Jay, spoke to a group of junior designers who wanted to learn more about Fintech. Here’s how our design and research team has found working in Fintech.

Machine Learning at Monzo in 2022
An end-of-year review of how machine learning continues to evolve and grow at Monzo

A better way to budget is here
Set a monthly spend goal and clearly track how you're doing with targets. And with balance and spending, Trends is the place to manage your money better.