Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
“Analysing my spending data on Monzo helps me be feel more in control of my money”
Olakunle, 37, lives in Rugeley, Staffordshire, with his partner and two children, aged seven and three. He works as a data analyst in the healthcare sector and earns £40k a year.
"I use 19 Monzo Pots to manage every aspect of my money"
Amy Cunningham, 38, lives in Merthyr Tydfil, south Wales, with her husband and three children. She’s a civil servant and earns £26k a year.
"I used to split my cash up into money bags each month, now I just use Pots"
Rob, 44, lives in Nottinghamshire with his mum, who he cares for after she recently had a stroke. He’s a deputy store manager at B&M and takes home around £1,300 each month.
Cost of living: a quick update
The cost of living crisis is affecting all of us in some way. We're keeping you updated on what we're doing to help.
Small changes to make with your money (Part 3)
Small Change is a new series of ideas we’re sharing to help you stay on top of your money and make it go a little further. Our final blog post is all about saving.
Small changes to make with your money (Part 2)
Small Change is a new series of ideas we’re sharing to help you stay on top of your money and make it go a little further. This post is all about ways to take more control.
Small changes to make with your money (Part 1)
Small Change is a new series of ideas we’re sharing to help you stay on top of your money and make it go a little further. First up: getting more visibility on your money.
What’s so unique about design and research at Monzo?
Recently, one of our Senior Product Designers, Jay, spoke to a group of junior designers who wanted to learn more about Fintech. Here’s how our design and research team has found working in Fintech.
Machine Learning at Monzo in 2022
An end-of-year review of how machine learning continues to evolve and grow at Monzo
A better way to budget is here
Set a monthly spend goal and clearly track how you're doing with targets. And with balance and spending, Trends is the place to manage your money better.
Building an extension framework for dbt
dbt is a fundamental piece of Monzo’s data platform. We made the big decision to build a whole new extension framework that would give us more flexibility.
Monzo Magic hackathon: 3 days, 120 ideas, 333 Monzonauts
This August, as we were wrapping up the summer, Monzonauts across the business set out to learn from each other, have fun and build things centred around one theme: Monzo Magic. This activity is commonly referred to in the industry as a hackathon.
Gross profit, net profit & profit margins: what are they, how to calculate them and what's a good one
What is gross profit? Net profit? Profit Margins? This guide explains what they are, how to calculate them and what they can tell you about your business.
A guide to purchase orders
What is a purchase order, what information do you need to include, and what's the difference between a purchase order & an invoice? Our guide covers it.
What is an Invoice? How to write an invoice and what information is required
What is an invoice, how do you create one, and what information needs to be included? Our guide will help you make sense of it all.