Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
Small changes to make with your money (Part 1)
Small Change is a new series of ideas we’re sharing to help you stay on top of your money and make it go a little further. First up: getting more visibility on your money.
What’s so unique about design and research at Monzo?
Recently, one of our Senior Product Designers, Jay, spoke to a group of junior designers who wanted to learn more about Fintech. Here’s how our design and research team has found working in Fintech.
Machine Learning at Monzo in 2022
An end-of-year review of how machine learning continues to evolve and grow at Monzo
A better way to budget is here
Set a monthly spend goal and clearly track how you're doing with targets. And with balance and spending, Trends is the place to manage your money better.
Building an extension framework for dbt
dbt is a fundamental piece of Monzo’s data platform. We made the big decision to build a whole new extension framework that would give us more flexibility.
Monzo Magic hackathon: 3 days, 120 ideas, 333 Monzonauts
This August, as we were wrapping up the summer, Monzonauts across the business set out to learn from each other, have fun and build things centred around one theme: Monzo Magic. This activity is commonly referred to in the industry as a hackathon.
Gross profit, net profit & profit margins: what are they, how to calculate them and what's a good one
What is gross profit? Net profit? Profit Margins? This guide explains what they are, how to calculate them and what they can tell you about your business.
A guide to purchase orders
What is a purchase order, what information do you need to include, and what's the difference between a purchase order & an invoice? Our guide covers it.
What is an Invoice? How to write an invoice and what information is required
What is an invoice, how do you create one, and what information needs to be included? Our guide will help you make sense of it all.
How to get unpaid invoices paid
Unpaid invoices can be stressful, but unfortunately not uncommon. Waiting on an overdue invoice? Here’s the steps you can take to get it paid.
How to balance spending and saving
Curb unnecessary spending and build a savings habit you can actually sustain.
“Budgeting for things that bring me joy helped me pay off debt and start saving”
Cutting back on less important things while still spending on exercise and entertainment helped Joe, 31, develop a lasting savings habit.
Our borrowing principles
As part of our commitment to being a responsible lender, we follow 3 principles. This is our promise to you, and shows what you can expect if you borrow money from Monzo.
Reducing our NAT Gateway cost with private networking between AWS and GCP
Sharing knowledge on how we implementing private networking between AWS and GCP
How insights shaped building a 0-1 product: Monzo Flex
We wanted to share more about why we launched a new 0-1 product to help people pay for purchases later and how a mixed-method research discovery led to the product that over hundreds of thousands of customers use and love today!
