Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
Sweating the Small Stuff: What do app screens and pedestrian-crossings have in common?
This blog talks about why app screens are like pedestrian crossings, or more specifically, how some subtle tweaks to a user-interface in Monzo's sign-up process has had a surprisingly large impact!
Inspired by de-influencing? 8 tips for more mindful shopping
De-influencing encourages us to be more conscious of our spending. Here’s how to put the trend in action.
Could TikTok’s de-influencing trend actually save you money?
Four people reveal how TikTok's de-influencing trend is impacting their shopping habits.
“Overspending to keep up with friends got me in £2k debt – until I started talking about money"
Rachel, 31, lives in South East London and earns £38k a year. Here's how she stopped overspending and started to open up to her partner and friends about money.
Designing a regional experiment to measure incrementality
This blog post covers the approach for how we designed a regional experiment to measure the incremental impact of our referral scheme on new customer growth.
“Why I’ve started building a sinking fund to save for life’s little surprises”
A "sinking fund" helps Rosie plan for surprise expenses outside her budget. Here's how she set one up.
How to set up a Future You Fund for life's little surprises
A Future You Fund is money outside your budget that goes towards surprises expenses. Here's how to set one up. Your future self will thank you.
How to manage your money if you’d rather not think about it
If you're short on time and/or energy, try these hacks to reach your money goals with minimal effort.
Becoming direct participants of Bacs
In September 2022, Monzo became a Direct Participant of the Bacs scheme. In this post, Tech Lead Ryan explains how we built a new connection to the the Bacs scheme over the SWIFT banking network and managed the risks involved.
"I’ve saved £9k without needing to think about it"
Anwar, 28, is a junior doctor based in Birmingham who earns £39k a year. This is how he automated his savings using Monzo.
6 ways to build confidence managing money
If you're not naturally confident with money, don't worry. Here are six ways to feel more in control of your finances.
Instant Access Savings are here
Introducing: our all-new Instant Access Savings Pot.
“When my ex and I broke up, I didn't expect it to affect my money like this”
Michael Wright, 32, recently came out of a relationship and it's changed the way he manages his money. Here, he shares what's more difficult and what's easier now he's single.
Using topic modelling to understand customer saving goals
This blog post walks you through how we used a method called topic modelling to categorise Pot names into different themes so we can understand which Pots are used for holidays, life events, or just general savings.
“Identifying my emotional spending has given me more power and control over my money”
Catherine, 31, is a student studying for a psychology master's while working as a part-time staff nurse. Based in Falkirk, Scotland, she rents with her partner and a parent who lives with them part-time.
