Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
“It’s not always the Bank of Mum and Dad, it’s sometimes the Bank of Kids”
Alice, 25, has provided for her family since she was a teenager and is saving to buy her parents a house.
How to start a ‘Spontaneity Fund’ for last-minute trips
If you want to take advantage of cheaper travel deals right now, consider starting a 'Spontaneity Fund'.
“I keep a £500 ‘Spontaneity Fund’ for last-minute holidays”
Josh, 26, has a 'Spontaneity Fund' to help him take advantage of cheap travel deals.
Sensitivity analysis
This blog explains sensitivity analysis, which is a useful data science technique for assessing the impact of different variables on an outcome metric.
7 ways to boost your summer savings – while still having fun
If you'd like to increase your savings in time for summer without making huge sacrifices, read on.
"My elaborate savings system helps me attend Eurovision every year"
Sylvia, 38, is a graphic designer and Eurovision superfan with a unique way of using Monzo Pots to save money to attend each year.
How we manage technology risk at Monzo
In this post, three Monzonauts explain how they work together with each other and other disciplines to manage risk in a fast-moving tech-focused banking environment.
Only got Monzo for a holiday? Here are 8 reasons why you should use it at home
Make your positive money habits last longer than a holiday romance.
“I only got Monzo for holidays – now I use it for everything & have saved £10k”
How self-employed PT Oscar, 31, went from using Monzo only for travelling to using it day to day and saving up £10k
Our 2022 diversity and inclusion report
We’re proud to serve over 7 million customers across the UK. Those customers come from many different backgrounds, and so we need a team who represent the same kind of diversity to best understand and solve their problems.
7 payday tips to make your money last – while still treating yourself
Don't forget to factor in treats and enjoyment when managing your money after payday.
Speeding up our balance read time: The planning phase
The ledger is where we keep track of all customer money movements coming in and out of customers’ accounts. We started a project to speed up the ledger balance read time. In this post we’ll cover the planning and experiments we ran.
“I spend over £5,200 a year on my elderly pets”
Here's how animal-lover Sarah, 35, makes sure she can afford to give her geriatric pets a luxury lifestyle.
“I have 4 Monzo Pots just for my pets”
Cat-lover Gemma, 31, uses Pots to make sure Marmite and Twiglet live their best lives.
Six tips for managing your money for your pets – so they can live their best lives
We all want to be able to give our pets the lives they deserve.