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Monzo Blog

The latest updates, stories, ideas and guides from the Monzo team.

How Money Works
8 May 2023

Only got Monzo for a holiday? Here are 8 reasons why you should use it at home

Make your positive money habits last longer than a holiday romance.

Monzo Me
4 May 2023

“I only got Monzo for holidays – now I use it for everything & have saved £10k”

How self-employed PT Oscar, 31, went from using Monzo only for travelling to using it day to day and saving up £10k

Diversity and Inclusion Report 2022 – illustration of two hands shaking with a heart above
Diversity and Inclusion
4 May 2023

Our 2022 diversity and inclusion report

We’re proud to serve over 7 million customers across the UK. Those customers come from many different backgrounds, and so we need a team who represent the same kind of diversity to best understand and solve their problems.

How Money Works
27 April 2023

7 payday tips to make your money last – while still treating yourself

Don't forget to factor in treats and enjoyment when managing your money after payday.

Shows balance read time since Jan 2020 and how it evolved over time. It increased whilst Monzo’s user base increased over time.
Technology
28 April 2023

Speeding up our balance read time: The planning phase

The ledger is where we keep track of all customer money movements coming in and out of customers’ accounts. We started a project to speed up the ledger balance read time. In this post we’ll cover the planning and experiments we ran.

Monzo Me
26 April 2023

“I spend over £5,200 a year on my elderly pets”

Here's how animal-lover Sarah, 35, makes sure she can afford to give her geriatric pets a luxury lifestyle.

Monzo Me
25 April 2023

“I have 4 Monzo Pots just for my pets”

Cat-lover Gemma, 31, uses Pots to make sure Marmite and Twiglet live their best lives.

How Money Works
18 April 2023

Six tips for managing your money for your pets – so they can live their best lives

We all want to be able to give our pets the lives they deserve.

Let's Talk Business
Business Banking
13 April 2023

Business Instant Access Savings are here 🎉

Introducing our all-new business Instant Access Savings Pot, grow your spare funds.

Pots
Product Updates
29 March 2023

We're helping you build a safety net

Build a cash safety net to cover essential bills and costs, just in case you ever need it.

Product Updates
Let's Talk Business
Business Banking
30 January 2024

Receive international payments into your Monzo account

Receive money from around the world. 40+ currencies converted to pounds, ready to spend.

The new report a fraud flow, which has larger text, less words and clearly articulates what card fraud is
Technology
28 March 2023

What we learned from 43 experiments in 12 months

This blog shares some of the learnings we've had from our experiments in customer help and support over the last year

How Money Works
23 March 2023

How to do a no-spend challenge – without giving up everything you enjoy

A no-spend challenge sounds restrictive but with the right rules in place, it doesn't have to be.

Monzo Me
23 March 2023

“Why I’m doing a no-spend year to reset my shopping habits”

Jessie, 31, has committed to a no-spend year in 2023. Here, she explains why and how it's going so far.

Sweating the Small Stuff: What do app screens and pedestrian-crossings have in common?
Technology
Data
20 March 2023

Sweating the Small Stuff: What do app screens and pedestrian-crossings have in common?

This blog talks about why app screens are like pedestrian crossings, or more specifically, how some subtle tweaks to a user-interface in Monzo's sign-up process has had a surprisingly large impact!