Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
4 easy ways to make money stress-free on your next group holiday
For a stress-free trip with friends or family this summer, here are four ways to cut the risk of friction around finances.
The ‘pay not to be there’ challenge could save you over £500 in six months
The cost of an average night out is rising. Here's one easy way to bring your monthly costs down.
Finding your fit in a new product team
This is my experience of how I searched for and found my fit as a Product Designer in my first few months at Monzo, but I believe this applies to any role joining a new product team.
“It’s not always the Bank of Mum and Dad, it’s sometimes the Bank of Kids”
Alice, 25, has provided for her family since she was a teenager and is saving to buy her parents a house.
How to start a ‘Spontaneity Fund’ for last-minute trips
If you want to take advantage of cheaper travel deals right now, consider starting a 'Spontaneity Fund'.
“I keep a £500 ‘Spontaneity Fund’ for last-minute holidays”
Josh, 26, has a 'Spontaneity Fund' to help him take advantage of cheap travel deals.
Sensitivity analysis
This blog explains sensitivity analysis, which is a useful data science technique for assessing the impact of different variables on an outcome metric.
7 ways to boost your summer savings – while still having fun
If you'd like to increase your savings in time for summer without making huge sacrifices, read on.
"My elaborate savings system helps me attend Eurovision every year"
Sylvia, 38, is a graphic designer and Eurovision superfan with a unique way of using Monzo Pots to save money to attend each year.
How we manage technology risk at Monzo
In this post, three Monzonauts explain how they work together with each other and other disciplines to manage risk in a fast-moving tech-focused banking environment.
Only got Monzo for a holiday? Here are 8 reasons why you should use it at home
Make your positive money habits last longer than a holiday romance.
“I only got Monzo for holidays – now I use it for everything & have saved £10k”
How self-employed PT Oscar, 31, went from using Monzo only for travelling to using it day to day and saving up £10k
Our 2022 diversity and inclusion report
We’re proud to serve over 7 million customers across the UK. Those customers come from many different backgrounds, and so we need a team who represent the same kind of diversity to best understand and solve their problems.
7 payday tips to make your money last – while still treating yourself
Don't forget to factor in treats and enjoyment when managing your money after payday.
Speeding up our balance read time: The planning phase
The ledger is where we keep track of all customer money movements coming in and out of customers’ accounts. We started a project to speed up the ledger balance read time. In this post we’ll cover the planning and experiments we ran.
