Editing your monthly credit card payments

You can edit your monthly payments at any time

Here’s how:

You can also choose the purchase you want to edit and change the number of payments. Here's how:

Things to keep in mind

If you’re paying 0% interest and you switch to a longer instalment plan, we’ll charge interest at your personalised rate. You also won’t be able to switch back to 0% interest as this benefit is linked to the monthly payment you originally chose. There's more on this in our help article about interest rates on Monzo Credit Cards
If you choose 3, 6 or 12 monthly payments, you can switch to 24 monthly payments at any time to reduce your monthly payment to the minimum amount.
If you only pay the minimum each month, it’ll take you longer, and cost more, to pay off your balance.

Not keeping up with payments may negatively impact your credit score. Ts&Cs apply.