How the Summary dial works
The Summary dial shows the amount of money you have to spend in a month. It compares how much you have left with the amount of time until you next get paid.
The amount you have to spend is calculated by subtracting your scheduled bank transfers and Pots movements from your total income.
You start the month with £2000
You have £1000 of scheduled payments during the month
You put £200 into Pots during the month
This results in £800 total left to spend, which is shown in the dial
How much of £800 remains determines how much of the dial is filled in
The app shows warnings if you're spending money too quickly and might run out before the month's over
Head to Trends in the app to see a more accurate left to spend calculation, plus a graph of your balance. Trends is the new home of spending analysis and will replace Summary in the future, you can check it out at the link below.