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Overdraft Interest

The EAR (effective annual rate) that we offer you will depend on your credit score and will be 19%, 29% or 39%.

You can find out your personal interest rate by going to the overdraft section in the app.

You can then use our calculator to find out how much you'll pay.

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Existing customers can get help via the app

Monzo Bank Limited is a company registered in England and Wales (No.09446231). Monzo Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our financial Services Register number is 730427. Our address is Broadwalk House, 5 Appold St, London EC2A 2AG.