Getting an overdraft
You can see if you’re eligible for an overdraft in your personal account (we don't offer overdrafts on joint accounts right now).
Tap the Home icon in the menu bar
Tap on your profile picture
Scroll down to Your personal account
Tap Learn about overdrafts (if you’re not eligible), Set up an overdraft (if you’re eligible), and Manage your overdraft (if you already have one)
We can only offer overdrafts if you meet our eligibility criteria. We determine eligibility based on our own data, and information from the credit reference agencies, TransUnion, Equifax and Experian.
Checking to see if you're eligible doesn't impact your credit score. You can also see how the limit you're eligible for and at what rate.
