Do I need to tell you about high-value items for Contents Insurance?

Provided the item is something you own, then it is automatically covered as part of your Contents Insurance policy with Monzo.

If you have an item on the list below and they’re valued at more than £1,000, you’ll need to add these to your policy separately.

When you add them, you’re also given the option to include ‘out of home cover’. This would mean the high-value item is covered for damage or theft up to its full value outside of your home anywhere in the British Isles.

Any other high-value items (for example, sports equipment) that don’t fall into these categories don’t need to be listed separately on the policy. These are covered as part of your standard contents insurance.

We’ll ask you for their value and for some details about the item. The more details you give us, the easier it will be in the event of a claim. In the event of a claim you will also need to provide a receipt or valuation to confirm you own the item.