Child requirements

To get an Under 16s account, your child:

  • Must be 6–15 years old.

They don’t need:

  • Proof of address or photo ID.

  • Their own mobile device. We’ve made the Monzo app child-friendly for under 16s, but your child can use their card without it. You can keep an eye on their spending in your app.

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Adjust your cookie preferences

We use 4 types of cookie. You can choose which cookies you're happy for us to use. For more detail, and a list of the cookies we use, see the Monzo cookie policy.