Apple Pay and Google Pay for 13+
Your child can add their Under 16s card to Apple Pay or Google Pay when they turn 13.
You can help them set it up once they’re old enough. On their Home screen in their app:
Tap Card.
Tap Add to Apple Wallet / Add to Google Pay.
Follow the instructions to verify and set up Apple Pay or Google Pay.
They’ll then be able to pay with their phone or online using Apple Pay or Google Pay.