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Turning 16 with an Under 16s account

Your child can use your Under 16s account until their card expires – even if that’s after their 16th birthday.

We’ll cancel their card when they turn 18.

Your child can apply for a free 16–17s account anytime after they turn 16. Monzo for 16–17s get almost everything adults get, with blocks on borrowing and age-restricted things to keep them safe.

ℹ️ Please note: Ts&Cs apply, UK residents only.

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Existing customers can get help via the app

Monzo Bank Limited is a company registered in England and Wales (No.09446231). Monzo Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our financial Services Register number is 730427. Our address is Broadwalk House, 5 Appold St, London EC2A 2AG.