Turning 16 with an Under 16s account
Your child can use your Under 16s account until their card expires – even if that’s after their 16th birthday.
We’ll cancel their card when they turn 18.
Your child can apply for a free 16–17s account anytime after they turn 16. Monzo for 16–17s get almost everything adults get, with blocks on borrowing and age-restricted things to keep them safe.
If they have linked their email address to their Under 16s account, and want to use it on their 16-17s account, you'll need to close their Under 16s account before they apply for their own account.
Follow the steps here to apply for a 16-17s account.
ℹ️ Please note: Ts&Cs apply, UK residents only.
Was this article helpful?
Related articles
- Opening an Under 16s account
- Child requirements
- Freezing or replacing your child’s card
- Apple Pay and Google Pay for 13+
- Using an Under 16s account abroad
- Joining an existing Under 16s account
- What Under 16s family members can do
- Managing an Under 16s payment link
- Under 16s savings
- How interest works for Under 16s
