Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
Building Agent Chip: Monzo's in-house agentic tool
We've built Agent Chip, an AI‑powered coding assistant that integrates with their tools to automate engineering tasks, improve incident response, and enable non‑engineers to contribute, with ongoing development to expand its capabilities.
The best value beach huts in the UK: where to enjoy a seaside day out for less
We’ve looked at beach huts across the UK to see where you can find the best value beach day
The teen summer jobs report 2026
We’ve done a deep dive into summer jobs in 2026 to find out who’s hiring,
Combining generative AI and predictive modelling to fight financial crime
Typical detection architectures rely on a combination of expert investigations to resolve complex cases. We discuss how LLMs create new operational efficiencies alongside human analysts
Interviewing for Machine Learning at Monzo
We want to be transparent about how we hire for Machine Learning roles at Monzo, so you know what's coming and why we've designed things the way we have.
First cars: the cost of getting behind the wheel in 2026
The average first car costs £4,867 – but that's just the start. Our report breaks down the full cost of getting on the road and how young drivers can start saving for it.
Summer camps and clubs: the cost of keeping kids entertained
Looking for a way to occupy the kids over the summer holidays? Find out how much parents spend on summer activities and how they manage the costs.
Engineering the Future of Customer Operations: The Monzo Ops Agent
This post explains how we engineered our LLM-based agent, built rigorous evaluation systems for safe improvement, and are shifting from simply answering questions to automating complex, end-to-end operational workflows.
Slowing down to speed up: how a 2 month engineering pause rebooted our mortgage strategy
This blog outlines Monzo's Homeownership strategy. Facing stalled growth, we paused engineering for 2 months for user research. We found users want an integrated in-app mortgage journey, sparking a new product vision.
Reimagining monzo.com: Building a modular high-fidelity web design system that scales
We share our journey of fixing a major workflow bottleneck for our marketing teams by trading one-off static layouts for a library of plug-and-play modular templates.
Interviewing for Analytics Engineering at Monzo
This guide is here to help you understand what to expect and how to approach the Analytics Engineering (AE) interview process at Monzo—so you can feel prepared, confident, and able to show your best work
The best value UK summer festivals: where to get the most bangers for your buck
We’ve crunched the numbers on UK festivals, from the line-up and the headliners to the ticket prices. Find out where you’ll get the most bangers for your buck.
Our 2026 Diversity and Inclusion Report
Read our 2026 Diversity and Inclusion report to find out what we're doing to create an environment where everyone can belong.
The Engineering Behind the Platform
At Monzo, Platform Engineering looks a little different. We design APIs and write services that provide functionality in the platform for others to leverage. We think about reliability, ownership and testing in the same way that product teams do
Interviewing for Data Leadership Roles at Monzo
This guide is designed to give you a high-level overview of what to expect when interviewing for leadership roles across data disciplines at Monzo
