Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
Machine Learning at Monzo in 2022
An end-of-year review of how machine learning continues to evolve and grow at Monzo
A better way to budget is here
Set a monthly spend goal and clearly track how you're doing with targets. And with balance and spending, Trends is the place to manage your money better.
Building an extension framework for dbt
dbt is a fundamental piece of Monzo’s data platform. We made the big decision to build a whole new extension framework that would give us more flexibility.
Monzo Magic hackathon: 3 days, 120 ideas, 333 Monzonauts
This August, as we were wrapping up the summer, Monzonauts across the business set out to learn from each other, have fun and build things centred around one theme: Monzo Magic. This activity is commonly referred to in the industry as a hackathon.
Gross profit, net profit & profit margins: what are they, how to calculate them and what's a good one
What is gross profit? Net profit? Profit Margins? This guide explains what they are, how to calculate them and what they can tell you about your business.
How to get unpaid invoices paid
Unpaid invoices can be stressful, but unfortunately not uncommon. Waiting on an overdue invoice? Here’s the steps you can take to get it paid.
How to balance spending and saving
Curb unnecessary spending and build a savings habit you can actually sustain.
“Budgeting for things that bring me joy helped me pay off debt and start saving”
Cutting back on less important things while still spending on exercise and entertainment helped Joe, 31, develop a lasting savings habit.
Our borrowing principles
As part of our commitment to being a responsible lender, we follow 3 principles. This is our promise to you, and shows what you can expect if you borrow money from Monzo.
Reducing our NAT Gateway cost with private networking between AWS and GCP
Sharing knowledge on how we implementing private networking between AWS and GCP
How insights shaped building a 0-1 product: Monzo Flex
We wanted to share more about why we launched a new 0-1 product to help people pay for purchases later and how a mixed-method research discovery led to the product that over hundreds of thousands of customers use and love today!
Taking a design system approach to research guidelines
If you’re starting out in a new role in research ops, design ops or any other kind of team operations, this blog will take you through the ins and outs of creating a flexible how-to guide database for scale.
“Cash stuffing helped me save £3k in a year”
Old school savings techniques are having a comeback. Marie, 49, saved for her dream kitchen in a year by digitising tried-and-tested money-saving methods.
Cost of living: how we’re supporting you and your business
The cost of living crisis is affecting all of us in some way. We’ve been speaking to business customers about their experiences and worries, and we’ve summarised how we can help as the situation evolves.
Cash stuffing and other "old school" ways to save money, with Monzo
Classic saving methods involving cash are becoming more popular. Here’s how you can do them with Monzo.
