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Monzo Blog

The latest updates, stories, ideas and guides from the Monzo team.

Product Updates
16 December 2021

Set contactless spending limits you're comfortable with

Set limits to levels that help you feel in control. Up to £100 in a single payment or £200 over multiple ones (before we ask for your PIN).

Monzo 101
16 November 2021

4 reasons you shouldn't get Monzo, according to people who have

We'll play devil's advocate to help you decide.

Let's Talk Business
Business Banking
29 November 2021

Monzo Businesses: from now on, you can get paid with Apple Pay & Google Pay

We've made it even easier to get paid into your Monzo Business account! From now on, you can give customers more simple ways to pay with Apple Pay & Google Pay.

The Monzo Flex ribbon over a sofa
Borrowing
23 November 2021

Ways to pay with Monzo Flex: in-store, online or up to two weeks later

Use Monzo Flex to get more time to pay in store, online or up to two weeks later.

Image of a lock
Technology
Security
18 November 2021

How we protect our most sensitive secrets from the most determined attackers

As a bank, we have private keys and other 'secrets' we need to protect, to keep our customers and ourselves safe. Our security controls work together to stop even the most determined and capable attackers.

An illustration of a women in a red top standing next to the base of a large tree with clouds overhead
Team
3 November 2021

How we’re working towards net zero carbon emissions

We are in a climate crisis. Everyone has a responsibility to act, and to take decisions that will support a sustainable, low carbon future. Here's how we're doing our part.

Black History Month 2021
2 November 2021

'I joined Monzo in 2016, and was the first Black person on the team'

Our People Systems Lead Yehudi worked in the NHS before changing careers into fintech. He shares his experiences on how it started, and how it's going.

Black History Month 2021
12 October 2021

10 great Black writers who teach us about Black culture

Erenma in our Customer Operations team shares her favourite writers who give us an authentic insight into the Black experience, and living as a Black person.

Product Updates
Borrowing
25 October 2021

We now report to all the main credit reference agencies: Equifax, Experian and TransUnion

We've started reporting to Equifax, which means we now report to all the main CRAs. This helps give other banks and lenders a more complete picture of your finances.

Six phone screens, each showing a new Monzo feature: Monzo Flex, get paid for businesses, Trends, Pay on card from a Pot and cashback on international transfers
Product Updates
21 October 2021

What's new in Monzo: making money simpler to see and easier to control

Introducing Trends, Monzo Flex, pay on card from a Pot and a new way to get paid for businesses.

Let's Talk Business
Business Banking
17 October 2021

How one 26-year-old is balancing her lockdown candle business with full-time work

Aliyah, 26, has always loved candles and spotted a gap in the market. During lockdown she started her business, Allen At Home, alongside her full-time job.

contactless Monzo card tapping on a card reader
Product Updates
14 October 2021

You can now make contactless payments up to £100, to make paying more convenient

From today, you'll be able to make single payments of up to £100 using your contactless Monzo card. And you’ll be able to spend a total of £200 using contactless, before we ask you to put your PIN in.

Illustration of a laptop with a chart on the screen
Data
Technology
13 October 2021

An introduction to Monzo’s data stack

An overview of the data stack we use at Monzo, some of the challenges we face, and what we want to change.

Let's Talk Business
Business Banking
12 October 2021

Business owners: getting paid is finally easier

Getting paid should be simple – so we’ve made it easier than ever!

Banking 101
8 October 2021

How Open Banking can make your life easier

Open Banking is changing the way people manage their money. It puts you in control by letting you share your transaction data with third parties. But how does it work?