Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
Securely delegating trust with digital signatures and secret storage systems
This post explains how our public key infrastructure uses a combination of different secret storage systems to implement a balance between security assurances and usability.
Processing payments safely at scale
We ship changes many times a day while making sure that payments are processed as expected. This blog post explores how we do this and focuses on two ideas that could be useful outside of the world of payment processing.
How we validated our handling time data
We make lots of decisions based on data from customer support. We need to make sure we can trust this data. In this post, Niamh explains how her team validated the data.
Keep your phone and Monzo app up to date
Your Monzo account is more secure and you have access to all our latest features when your app and phone are up to date.
My first three months at Monzo as a Product Designer
Heldiney joined Monzo in August 2021 as a Product Designer in the Personal Banking team. Here's his early impressions!
Save £667.95 in 2025 with the 1p Saving Challenge
It's a simple way to save money, and it starts by saving just 1p.
How to save the spare change
Round up your spending to the nearest pound and put the spare change in a Pot.
How to save money every time you tweet
If you had £1 for every time you tweet, how long would it take you to be a millionaire?
How to save money as you run, walk or cycle
Save money as you exercise and tick off two New Years’ Resolutions in one.
My first 6 months at Monzo as a Backend Engineer
Bee Skerritt joined the Infrastructure squad as a backend engineer. In this post, he explains his journey to Monzo and his experience so far.
We're extending our Open Banking gambling block
Following a pilot with Truelayer last year, we're extending our Open Banking gambling block to all UK firms.
Set contactless spending limits you're comfortable with
Set limits to levels that help you feel in control. Up to £100 in a single payment or £200 over multiple ones (before we ask for your PIN).
4 reasons you shouldn't get Monzo, according to people who have
We'll play devil's advocate to help you decide.
Monzo Businesses: from now on, you can get paid with Apple Pay & Google Pay
We've made it even easier to get paid into your Monzo Business account! From now on, you can give customers more simple ways to pay with Apple Pay & Google Pay.
Ways to pay with Monzo Flex: in-store, online or up to two weeks later
Use Monzo Flex to get more time to pay in store, online or up to two weeks later.
