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Monzo Blog

The latest updates, stories, ideas and guides from the Monzo team.

Product Updates
Monzo Premium
5 October 2021

Now trending: your money

Discover your spending and saving patterns

Team
Monzo HQ
3 October 2021

An update on our gender pay gap, April 2020 and April 2021

We've reduced our median gender pay gap to 4%, down from 20% between 2019 and 2021.

How I Use Monzo
30 September 2021

'I was out of work for 18 months during the pandemic'

A freelance magician, 32-year-old Mark was out of work for 18 months and forced to dip into his savings because of the pandemic. With Monzo’s help, he’s almost built his savings back up.

An illustration of a document and a file.
Technology
Engineering Culture
30 September 2021

Documenting pull requests is as important as writing good code

How our engineering teams document pull requests to help other teams and their future colleagues review changes.

How I Use Monzo
21 October 2021

‘My income halved’: How an accountant-turned-yoga teacher adapted to her new income

Kirsti’s income decreased after a degenerative eye condition meant she could no longer work at a desk. Here's how she pivoted from full-time accounting to start her own yoga business – and kept on top of her finances through it all.

How I Use Monzo
29 September 2021

'I racked up £5k debt by overspending in my 20s – I was scared to check my bank balance'

30-year-old Joe was determined to enter his thirties debt-free after years of overspending. Here’s how he paid off £5k and saved a further £8k to help him get onto the property ladder.

A virtual card and a notification saying "Household Pot. £25.00 at Amazon. Paid using your Entertainment virtual card."
Product Updates
21 September 2021

Take total control of your spending by paying on card, from a Pot

Pay from a Pot using a virtual card on Apple Pay or Google Pay.

The Monzo Flex ribbon over a sofa
Borrowing
15 September 2021

Introducing Monzo Flex – it’s credit with a dash of Monzo magic

Monzo Flex is here! Get more time to pay pretty much anywhere you use Monzo, on pretty much anything you want. With one application and a pre-agreed credit limit, all in your Monzo app.

Technology
15 September 2021

How we've started to measure 'software excellence'

We're experimenting with ways to measure, track, and improve the quality of our software.

weekly notes
Design
25 August 2021

How to successfully run your own 'design input' sessions

Product designer Dom breaks down our Design team's secrets to running an effective 'design input' session.

Design
25 August 2021

Why your design team should run 'design input' sessions

Discipline-wide, remote-friendly sessions where product designers, user researchers, brand designers and design directors all bring their knowledge to the table to help provide valuable feedback to work in progress.

Let's Talk Business
How Money Works
Business Banking
26 August 2021

'I started my dream business and became my own boss during lockdown’

27-year-old Londoner Alexandra quit her marketing job to launch a candle business at the height of the pandemic. And thanks to some savvy saving, prudent budgeting and a practical business bank account, she hasn’t looked back.

Let's Talk Business
Business Banking
12 August 2021

5 ways to save time with Monzo Business invoicing

Getting paid is fun. But often, what goes on behind the scenes isn’t. Here's how Monzo Business invoices can make your life better!

Illustration of a laptop with a chart on the screen
Data
9 August 2021

Spinning up an Analytics Engineering Team

We've formed a new Analytics Engineering team to define what great Data looks like at Monzo, and power up teams to do great work.

A person behind a laptop, appearing stressed, writing on a tablet
Let's Talk Business
21 July 2021

The human impact of late payments on small businesses

Paying small businesses late isn't just about the money, it can have a real impact on people's mental health too.