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Monzo Blog

The latest updates, stories, ideas and guides from the Monzo team.

How I Use Monzo
29 September 2021

'I racked up £5k debt by overspending in my 20s – I was scared to check my bank balance'

30-year-old Joe was determined to enter his thirties debt-free after years of overspending. Here’s how he paid off £5k and saved a further £8k to help him get onto the property ladder.

A virtual card and a notification saying "Household Pot. £25.00 at Amazon. Paid using your Entertainment virtual card."
Product Updates
21 September 2021

Take total control of your spending by paying on card, from a Pot

Pay from a Pot using a virtual card on Apple Pay or Google Pay.

The Monzo Flex ribbon over a sofa
Borrowing
15 September 2021

Introducing Monzo Flex – it’s credit with a dash of Monzo magic

Monzo Flex is here! Get more time to pay pretty much anywhere you use Monzo, on pretty much anything you want. With one application and a pre-agreed credit limit, all in your Monzo app.

Technology
15 September 2021

How we've started to measure 'software excellence'

We're experimenting with ways to measure, track, and improve the quality of our software.

weekly notes
Design
25 August 2021

How to successfully run your own 'design input' sessions

Product designer Dom breaks down our Design team's secrets to running an effective 'design input' session.

Design
25 August 2021

Why your design team should run 'design input' sessions

Discipline-wide, remote-friendly sessions where product designers, user researchers, brand designers and design directors all bring their knowledge to the table to help provide valuable feedback to work in progress.

Let's Talk Business
How Money Works
Business Banking
26 August 2021

'I started my dream business and became my own boss during lockdown’

27-year-old Londoner Alexandra quit her marketing job to launch a candle business at the height of the pandemic. And thanks to some savvy saving, prudent budgeting and a practical business bank account, she hasn’t looked back.

Let's Talk Business
Business Banking
12 August 2021

5 ways to save time with Monzo Business invoicing

Getting paid is fun. But often, what goes on behind the scenes isn’t. Here's how Monzo Business invoices can make your life better!

Illustration of a laptop with a chart on the screen
Data
9 August 2021

Spinning up an Analytics Engineering Team

We've formed a new Analytics Engineering team to define what great Data looks like at Monzo, and power up teams to do great work.

A person behind a laptop, appearing stressed, writing on a tablet
Let's Talk Business
21 July 2021

The human impact of late payments on small businesses

Paying small businesses late isn't just about the money, it can have a real impact on people's mental health too.

International transfers just got smoother. Powered by Wise.
Product Updates
Current Account Guides
6 July 2021

Improved international transfers, powered by Wise

It's typically lower cost and easier to make an international transfer with Monzo than with high street banks.

A job interview over a desk, with the hands of the candidate and two interviewers visible over a pile of papers
Let's Talk Business
30 June 2021

12 essential interview questions, chosen by the Monzo hiring team!

Asking good questions is an essential skill when you're interviewing candidates. So we asked our Hiring team for their favourites.

A red sign that says "FOR HIRE"
Let's Talk Business
Business Banking
16 June 2021

What to look for in your first employee, according to Monzo Business customers

We asked Monzo Business customers what qualities they look for in the first hire for their business. Here's what they had to say!

Banking and Regulation
21 March 2022

Our Tax Strategy

The tax we pay helps to fund the public services that we all rely on. As a responsible business, we’re committed to doing the right thing for society, and that approach is reflected in our tax strategy.

Some hands at a desk with laptops going over notes on some paper
Business Basics
Let's Talk Business
9 June 2021

Why getting paid on time really, really matters

Having to chase payments costs you more than just the money you're missing out on, it's extra work that takes up more time and causes extra stress.