Two ways to flex

Once we’ve approved you, using the Monzo Flex Credit Card is quick and easy.

Flex at checkout

Use Flex to pay in-store with Apple Pay or Google Pay, almost anywhere contactless or Mastercard is accepted. You can also pay online with your card details.

You may also get Section 75 protection on eligible purchases when you use your card.

There’s no contactless limit on the virtual card. You can flex any amount as long as you’ve got enough credit available.

Or later

You can also flex your current account spend. Just tap a transaction from the last 2 weeks in your current account to pay over time. We’ll put the money back into your account.

When you choose your monthly payment, we’ll show you how much each payment will be and when we'll take it. If you choose a monthly payment with interest, we’ll also show you how much interest you’ll pay in pounds and pence.