How Money Works

What's your saving style?
There are lots of ways to save. But how do you find a method that works for you? Whether you want to save faster, smarter or more reliably, follow these tips to help you put money away.

How to save for a wedding
The average cost of a wedding in the UK is £32,273. Learn how to budget and save for your wedding ceremony, reception and honeymoon in three steps.

How to save for retirement
Saving for retirement is important if you want to spend your twilight years in comfort. We’ve got some solid guidance to give you a headstart.

What is crowdfunding?
Crowdfunding is a way to raise money from a large number of people. We’ve explained how it works and what to consider before becoming a funder.

How to save for a house deposit 🏠
Looking to buy your first home? With the average house deposit at £33,127, your goal may seem far away. But we’ve got some solid tips for saving towards it.

The big guide to ISAs
An ISA is a tax-free account for cash and investments. Learn how they work and what the different types are – including cash, Lifetime, and stock and shares ISAs.

The national minimum wage, the national living wage and the real living wage
If you work in the UK, learn about the wages you’re entitled to, how they’re calculated, and how they compare to the real living wage.

Inflation: how can it affect your money?
Inflation happens when the general price of goods and services goes up, and it means your money won’t go as far as it used to. Here’s how it works, and how it can affect you.

The big guide to interest
Understanding interest is essential. It can help you calculate the costs of borrowing, predict how your savings will grow, and pick better financial products. Our big guide will tell you just about everything you need to know on interest.

Choosing between different types of savings accounts
Wondering how to make the most of your savings? Learn about four types of savings accounts and which ones might work best for you.

What is a 'good' credit score?
Wondering how high your credit score should be? The answer isn’t that simple.

How to check your credit score and report
Here’s how to get your score and report for free, and what to look for when you do.

P45 form, P60 form and P11D - where can you find yours?
Working? You may receive a P60, P45 or P11D from your employer. Find out why you need these forms and how to get them.

Secured and unsecured credit - what's the difference?
Find out what ‘security’ is, why lenders may ask for it, and how secured and unsecured credit are different.

What is a guarantor?
Guarantors can help you get accepted for rented accommodation and credit. Find out who can be your guarantor, what it means to be one, and what to do if you can’t get one.