How Money Works
The big guide to ISAs
An ISA is a tax-free account for cash and investments. Learn how they work and what the different types are – including cash, Lifetime, and stock and shares ISAs.
The national minimum wage, the national living wage and the real living wage
If you work in the UK, learn about the wages you’re entitled to, how they’re calculated, and how they compare to the real living wage.
Inflation: how can it affect your money?
Inflation happens when the general price of goods and services goes up, and it means your money won’t go as far as it used to. Here’s how it works, and how it can affect you.
The big guide to interest
Understanding interest is essential. It can help you calculate the costs of borrowing, predict how your savings will grow, and pick better financial products. Our big guide will tell you just about everything you need to know on interest.
Choosing between different types of savings accounts
Wondering how to make the most of your savings? Learn about four types of savings accounts and which ones might work best for you.
What is a 'good' credit score?
Wondering how high your credit score should be? The answer isn’t that simple.
How to check your credit score and report
Here’s how to get your score and report for free, and what to look for when you do.
P45 form, P60 form and P11D - where can you find yours?
Working? You may receive a P60, P45 or P11D from your employer. Find out why you need these forms and how to get them.
Secured and unsecured credit - what's the difference?
Find out what ‘security’ is, why lenders may ask for it, and how secured and unsecured credit are different.
What is a guarantor?
Guarantors can help you get accepted for rented accommodation and credit. Find out who can be your guarantor, what it means to be one, and what to do if you can’t get one.
Understanding your payslip
Excited to see what you’ve earned? Want to make sure you’re being taxed right? Learn the language of payslips with our comprehensive guide.
How to protect yourself against identity theft and fraud
Banks and other companies work hard to prevent data theft and financial fraud. But there are a few things you can do to protect yourself too.
Student loans in Northern Ireland explained
If you’re planning to go to university, you might want a student loan to help cover your tuition fees and maintenance costs. Here’s how student loans work in Northern Ireland.
How to save money as a student
Stay in control of your spending with our budgeting guide for students. We’ve explained how to calculate a budget, set spending allowances and stick to them. Plus, we have some handy tips for saving and earning money at uni.
How to rent student accommodation
Our guide covers everything from choosing housemates to applying for a house.
