How Money Works

Illustration of three jars filled with money
How Money Works
28 November 2019

Piggy banking: Save money with this popular budgeting technique

Also known as the envelope method, piggy banking can help you control spending by dividing up your money and keeping it in different places.

How Money Works
19 February 2019

Home insurance – do you really need it?

Is home insurance worth the cost? We look at how buildings and contents insurance work, what you’ll have to pay and whether you really need them.

How Money Works
14 February 2019

How to save when you have no money

Saving money can seem impossible when you’re always broke.

How Money Works
Budgeting Tips
6 February 2019

How to use a zero-sum budget

Want to stop wasting money? Always skint at the end of the month? Try using a zero-sum budget to get your spending under control.

Savings Pot
How Money Works
Budgeting Tips
10 October 2019

How to use the 50/20/30 budget rule

Pay off debt, save for the future and control your spending with a 50/20/30 budget. Here’s how to create one in four steps.

How Money Works
4 February 2019

How to give back when you’re broke

Donating money isn’t the only way to support a good cause. Here are nine ways to make a difference if your heart’s bigger than your bank balance.

sustainable OG
How Money Works
30 January 2019

15 ways to save money and the planet at the same time

Can being more sustainable can actually save you cash?

A dog looking sad under a table
How Money Works
30 January 2019

How much does a dog cost?

You’ve always dreamed of owning your own pooch and think you’re ready for the commitment. But can you afford a furry friend?

baby-OG
How Money Works
Savings Account Guides
22 September 2020

How much does it cost to have a baby?

Make sure your little bundle of joy doesn’t break the bank. Use Monzo's suite of tools to help you budget for the baby effectively ✅

How Money Works
10 December 2019

How cashback works

Can you really get paid for spending money? Find out how cashback works with Monzo and other cashback sites, how to earn it and what to look out for.

How Money Works
22 January 2019

7 ways to save money on train tickets

Travelling by rail? Save your pennies and pounds with our clever money tips.

How Money Works
22 January 2019

How to manage money when you have kids 👶

Having children can change your life, and your finances along with it. This guide will help you manage money as a first time parent, from cutting costs to saving for the future.

How Money Works
Budgeting Tips
21 January 2019

How to get fit on a budget

Getting fit doesn’t have to cost a perfectly-toned arm and leg. Here’s how you can exercise for less.

budget OG
How Money Works
18 January 2019

How to budget (and actually stick to it!)

Make a daily, monthly or yearly budget to help you plan and reach your money goals.

Image of a heart for mental health awareness
How Money Works
20 December 2018

How to look after your mental health for free

The wellness industry is worth millions. But you don’t have to spend a fortune to invest in self-care. Here's how you can look after your mental health for free.