How Money Works

How to use a zero-sum budget
Want to stop wasting money? Always skint at the end of the month? Try using a zero-sum budget to get your spending under control.

How to use the 50/20/30 budget rule
Pay off debt, save for the future and control your spending with a 50/20/30 budget. Here’s how to create one in four steps.

How to give back when you’re broke
Donating money isn’t the only way to support a good cause. Here are nine ways to make a difference if your heart’s bigger than your bank balance.

15 ways to save money and the planet at the same time
Can being more sustainable can actually save you cash?

How much does a dog cost?
You’ve always dreamed of owning your own pooch and think you’re ready for the commitment. But can you afford a furry friend?

How much does it cost to have a baby?
Make sure your little bundle of joy doesn’t break the bank. Use Monzo's suite of tools to help you budget for the baby effectively ✅

How cashback works
Can you really get paid for spending money? Find out how cashback works with Monzo and other cashback sites, how to earn it and what to look out for.

7 ways to save money on train tickets
Travelling by rail? Save your pennies and pounds with our clever money tips.

How to manage money when you have kids 👶
Having children can change your life, and your finances along with it. This guide will help you manage money as a first time parent, from cutting costs to saving for the future.

How to get fit on a budget
Getting fit doesn’t have to cost a perfectly-toned arm and leg. Here’s how you can exercise for less.

How to budget (and actually stick to it!)
Make a daily, monthly or yearly budget to help you plan and reach your money goals.

How to look after your mental health for free
The wellness industry is worth millions. But you don’t have to spend a fortune to invest in self-care. Here's how you can look after your mental health for free.

How to make therapy affordable
Getting help with your mental health doesn’t have to be a luxury with these more affordable options.

Flight delays and cancellations – know your rights
It’s no fun getting stuck or turned away at the airport. But you may be able to get compensation or a refund if your flight has been delayed or cancelled.

Returning purchases – know your rights
Ordered the wrong size? Received a damaged item? You may be able to get a refund or similar. Learn about your rights when it comes to purchasing products.