How Money Works

How Money Works
1 May 2019

3 ways to save 'little and often' with Monzo

Setting aside small amounts of money regularly can be one of the most effective ways to save.

Illustration showing a jar filled with money
How Money Works
6 December 2019

Save £1,378 in a year with the 52 Week Savings Challenge

It starts by saving £1 on the 1st of January.

How Money Works
24 April 2019

Good debt vs. bad debt: Is borrowing money always a bad idea?

Borrowing can help you manage your finances, increase your wealth and invest in your future. Here’s how to work out if it's worth borrowing money.

How Money Works
24 April 2019

4 money mistakes you might be making

Are you making these common mistakes without realising it?

Wallet filled with money, a Monzo card and surrounded by confetti
How Money Works
25 November 2019

Should I get a credit card?

Credit cards can be useful for borrowing small amounts for a short time. But do you really need one?

Jar filled with money
How Money Works
28 November 2019

How to get a mortgage

Planning on buying a house? Learn how to find and apply for a mortgage – and boost your chances of getting accepted.

Sonya OG image
How Money Works
10 April 2019

'I give my mum money so she can buy whatever she wants'

26 year old Sonya earns £30,000 and lives with her parents in Windsor. She explains why contributing to her family's costs is the least she can do.

How Money Works
1 January 2020

Save £667.95 a year with the 1p Saving Challenge

It starts by saving just 1p, and you can do it automatically with Monzo.

How Money Works
9 April 2019

Have you left it too late to start saving?

You’re always putting it off. But the longer you wait, the harder it feels to start saving from scratch.

How Money Works
18 March 2019

Try this one trick to stop yourself spending your savings

Always dipping into your savings? Nudge yourself out of the habit by using your guilt to your own advantage.

How Money Works
13 March 2019

How to sell stuff online

Having a clearout or starting your own side-hustle? Learn how to pick the right marketplace, protect yourself, and get paid by buyers when you sell stuff online.

How Money Works
8 March 2019

How to ask for a pay rise (and how to spend it when you get one!)

Are you being paid what you’re worth?

How Money Works
Budgeting Tips
6 March 2019

How to budget if you don’t get paid regularly

If you’re a freelancer, self-employed or on a zero-hours contract, it can be even harder to budget when your income keeps changing.

How Money Works
4 March 2019

Should I use a credit card for my holiday?

Thinking of using a credit card to afford your holiday, protect your bookings or access money abroad? Here’s what you should consider first.

How Money Works
3 March 2019

How to manage money when you’re terrible with money

Think you're bad with money? No one’s beyond help.