How Money Works

3 ways to save 'little and often' with Monzo
Setting aside small amounts of money regularly can be one of the most effective ways to save.

Save £1,378 in a year with the 52 Week Savings Challenge
It starts by saving £1 on the 1st of January.

Good debt vs. bad debt: Is borrowing money always a bad idea?
Borrowing can help you manage your finances, increase your wealth and invest in your future. Here’s how to work out if it's worth borrowing money.

4 money mistakes you might be making
Are you making these common mistakes without realising it?

Should I get a credit card?
Credit cards can be useful for borrowing small amounts for a short time. But do you really need one?

How to get a mortgage
Planning on buying a house? Learn how to find and apply for a mortgage – and boost your chances of getting accepted.

'I give my mum money so she can buy whatever she wants'
26 year old Sonya earns £30,000 and lives with her parents in Windsor. She explains why contributing to her family's costs is the least she can do.

Save £667.95 a year with the 1p Saving Challenge
It starts by saving just 1p, and you can do it automatically with Monzo.

Have you left it too late to start saving?
You’re always putting it off. But the longer you wait, the harder it feels to start saving from scratch.

Try this one trick to stop yourself spending your savings
Always dipping into your savings? Nudge yourself out of the habit by using your guilt to your own advantage.

How to sell stuff online
Having a clearout or starting your own side-hustle? Learn how to pick the right marketplace, protect yourself, and get paid by buyers when you sell stuff online.

How to ask for a pay rise (and how to spend it when you get one!)
Are you being paid what you’re worth?

How to budget if you don’t get paid regularly
If you’re a freelancer, self-employed or on a zero-hours contract, it can be even harder to budget when your income keeps changing.

Should I use a credit card for my holiday?
Thinking of using a credit card to afford your holiday, protect your bookings or access money abroad? Here’s what you should consider first.

How to manage money when you’re terrible with money
Think you're bad with money? No one’s beyond help.