How Money Works

You’re always putting it off. But the longer you wait, the harder it feels to start saving from scratch.

Always dipping into your savings? Nudge yourself out of the habit by using your guilt to your own advantage.

Having a clearout or starting your own side-hustle? Learn how to pick the right marketplace, protect yourself, and get paid by buyers when you sell stuff online.

Are you being paid what you’re worth?

If you’re a freelancer, self-employed or on a zero-hours contract, it can be even harder to budget when your income keeps changing.

Thinking of using a credit card to afford your holiday, protect your bookings or access money abroad? Here’s what you should consider first.

Think you're bad with money? No one’s beyond help.

Also known as the envelope method, piggy banking can help you control spending by dividing up your money and keeping it in different places.

Is home insurance worth the cost? We look at how buildings and contents insurance work, what you’ll have to pay and whether you really need them.

Saving money can seem impossible when you’re always broke.

Want to stop wasting money? Always skint at the end of the month? Try using a zero-sum budget to get your spending under control.

Pay off debt, save for the future and control your spending with a 50/20/30 budget. Here’s how to create one in four steps.

Donating money isn’t the only way to support a good cause. Here are nine ways to make a difference if your heart’s bigger than your bank balance.

Can being more sustainable can actually save you cash?

You’ve always dreamed of owning your own pooch and think you’re ready for the commitment. But can you afford a furry friend?