How Money Works

Are you making these common mistakes without realising it?

Credit cards can be useful for borrowing small amounts for a short time. But do you really need one?

Planning on buying a house? Learn how to find and apply for a mortgage – and boost your chances of getting accepted.

26 year old Sonya earns £30,000 and lives with her parents in Windsor. She explains why contributing to her family's costs is the least she can do.

It starts by saving just 1p, and you can do it automatically with Monzo.

You’re always putting it off. But the longer you wait, the harder it feels to start saving from scratch.

Always dipping into your savings? Nudge yourself out of the habit by using your guilt to your own advantage.

Having a clearout or starting your own side-hustle? Learn how to pick the right marketplace, protect yourself, and get paid by buyers when you sell stuff online.

Are you being paid what you’re worth?

If you’re a freelancer, self-employed or on a zero-hours contract, it can be even harder to budget when your income keeps changing.

Thinking of using a credit card to afford your holiday, protect your bookings or access money abroad? Here’s what you should consider first.

Think you're bad with money? No one’s beyond help.

Also known as the envelope method, piggy banking can help you control spending by dividing up your money and keeping it in different places.

Is home insurance worth the cost? We look at how buildings and contents insurance work, what you’ll have to pay and whether you really need them.

Saving money can seem impossible when you’re always broke.