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Monthly cap on unarranged overdraft charges

We have set out in our general Terms and Conditions under “Making Payments” a monthly maximum charge on unarranged overdraft charges for your current account.

The monthly cap on unarranged overdraft charges for your account is £15.50.

  1. Each current account will set a monthly maximum charge for:
    1. going overdrawn when you have not arranged an overdraft; or
    2. going over/past your arranged overdraft limit (if you have one).
  2. This cap covers any:
    1. interest and fees for going over/past your arranged overdraft limit;
    2. fees for each payment your bank allows despite lack of funds; and
    3. fees for each payment your bank refuses due to lack of funds.