Eligible transactions for a Monzo Credit Card

You can use your Monzo Credit Card for pretty much anything. If you pay for a purchase using your credit card, you might also get Section 75 protection, just like you would with other credit cards.

You can't use your Monzo Credit Card for:

  • gambling transactions

  • cash withdrawals, over the counter or at cash points

  • payments made from a Pot (you can only move transactions from your current account)

  • top-ups, transferring money to other accounts or sending money abroad from your personal account

  • cryptocurrencies

  • investing platforms

  • credit card payments

  • financial services companies

  • paying off a loan, buy-now-pay-later (BNPL), or other credit accounts

  • timeshares.

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