Check in on your credit score
From having the chance to unlock better rates to managing swings in your credit score, you can stay on top of your credit health on Monzo.
UK residents only. Ts&Cs apply.
Keep score
Get free access to your TransUnion credit score, and report, to keep an eye on changes month to month.
Understand how lenders see you
See the factors impacting your credit health. If your score is in good shape, you’re more likely to get better interest rates on things like credit cards and mortgages.
Spot issues before they matter
Track your borrowing and repayment history with TransUnion all in one place – from credit card bills to phone contracts.
Detect and dispute any missed payments or errors to keep your credit file up to date before applying for credit.
Want even more insight into your credit health?
Feel good about your credit with Monzo
First stop: feeling good about how well you understand it.
How to improve your credit score
If you borrow money in the future, looking after your credit score could help you get a good deal. See your credit score in Monzo, and track how it changes over time.
How to check your credit score
Checking your credit score can help you find out what your borrowing health is like and how you might look to potential lenders. We've outlined how to check your credit score!
What are credit checks or credit searches?
Credit checks can be confusing (sometimes they’re even called credit searches – which only adds to the confusion). We’ve outlined what a credit check actually is, the different types you’ll find and when you might need one.
Join Monzo and check your credit score
You need a free current account to view your score.
If you already have a current account you can activate credit insights on your Monzo account.
Download Monzo
Get the free Monzo app for iPhone or Android.
Sign up for a current account
Follow the simple steps in-app, and have your photo ID ready.
Activate Credit Insights
Activate Credit Insights to start tracking your score.