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Monzo Max

Upgrade your account to get more life for your money — from £17 a month.

UK residents aged 18-69 • Ts&Cs apply • 3 month minimum.

  • Best Banking App Award 2023

To the Max

Max includes worldwide travel and phone insurance, alongside UK & Europe breakdown cover. That’s on top of our most advanced tools, everyday extras and 4.00% AER (variable) interest on Instant Access Savings Pots.

Travel insurance provided by Zurich, powered by Qover. Phone insurance provided by Assurant. Breakdown cover provided by RAC. Exclusions apply.

The best things pay for themselves

Burnt Coral

Our signature colour, but it’s roasted.

Strap boosters to your money management

Max is packed with advanced budgeting, saving and general money management tools to help you get to where you’re going.

Only the best will do

Get our best savings rate, take out more fee-free cash abroad or invest in your future, for less.

Compare plans

We're making money work for everyone, so we have different plans for different needs.

Hot Coral card

Free

Hot Coral card

Extra

Gradient hot coral card

Perks

Burnt coral card

Max

From £17 a month

3 months minimum

Free

Free

  • A UK current account

  • Your eligible deposits are protected by the FSCS up to £85,000 per person

  • All the Monzo features you know and love

  • 3.50% AER (variable) interest, paid monthly

  • Fee-free withdrawals up to £200

  • Credit Insights - TransUnion Score only

Aged 16+ • Ts&Cs apply

Extra

£3 a month

Includes all features from Free

  • A UK current account

  • Your eligible deposits are protected by the FSCS up to £85,000 per person

  • All the Monzo features you know and love

  • 3.50% AER (variable) interest, paid monthly

  • Fee-free withdrawals up to £200

  • Credit Insights - TransUnion Score only

Includes everything from Free, plus:

  • Connected banks and credit cards

  • Virtual cards

  • Advanced roundups

  • Custom categories

  • Auto-spreadsheet

  • Credit insights - 3 scores (TransUnion, Experian, Equifax)

Perks

£7 a month

Includes all features from Free

  • A UK current account

  • Your eligible deposits are protected by the FSCS up to £85,000 per person

  • All the Monzo features you know and love

  • 3.50% AER (variable) interest, paid monthly

  • Fee-free withdrawals up to £200

  • Credit Insights - TransUnion Score only

Includes all features from Extra

  • Connected banks and credit cards

  • Virtual cards

  • Advanced roundups

  • Custom categories

  • Auto-spreadsheet

  • Credit insights - 3 scores (TransUnion, Experian, Equifax)

Includes everything from Free, Extra, plus:

  • 4.00% AER (variable) interest, paid monthly

  • Fee-free withdrawals up to £600

  • 3 fee-free cash deposits

  • Discounted investment fees

  • Annual Railcard

  • Weekly Greggs treat

  • Monthly cinema ticket at Vue

  • Get 20% off food at PizzaExpress (Sun-Thu)

Max

From £17 a month

3 months minimum

Includes all features from Free

  • A UK current account

  • Your eligible deposits are protected by the FSCS up to £85,000 per person

  • All the Monzo features you know and love

  • 3.50% AER (variable) interest, paid monthly

  • Fee-free withdrawals up to £200

  • Credit Insights - TransUnion Score only

Includes all features from Extra

  • Connected banks and credit cards

  • Virtual cards

  • Advanced roundups

  • Custom categories

  • Auto-spreadsheet

  • Credit insights - 3 scores (TransUnion, Experian, Equifax)

Includes all features from Perks

  • 4.00% AER (variable) interest, paid monthly

  • Fee-free withdrawals up to £600

  • 3 fee-free cash deposits

  • Discounted investment fees

  • Annual Railcard

  • Weekly Greggs treat

  • Monthly cinema ticket at Vue

  • Get 20% off food at PizzaExpress (Sun-Thu)

Includes everything from Free, Extra, Perks, plus:

  • Personal worldwide travel insurance – provided by Zurich, powered by Qover

  • Personal worldwide phone insurance – provided by Assurant

  • Personal UK & Europe breakdown cover - provided by RAC

  • Add your family to your insurance and cover for an extra £5 a month

Aged 18-69 • Ts&Cs apply

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