Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.

An update on getting interest paid on savings
As part of the Big List, we committed to helping you get interest paid on savings in a pot. Here’s an update about our plans and how the project’s going!

How to budget with Monzo
Budgeting apps can take the painful admin out of setting and sticking to a budget. You can use the Monzo app to plan and track your spending, so you can manage your money better.

How to automate your financial life with Monzo
Wouldn’t it be good if your money managed itself? Here are four ways you can use Monzo to automate your finances.

Try splitting the bill in Monzo Labs on iOS!
We’ve built a better version of bill splitting, that lets you split the bill with other Monzo users instantly, with a few clicks in the app.

How to manage your bills with Monzo
Using Monzo to manage your bills is easy. Here are five ways we can help you keep track of your bills and other regular payments.

Help us test 3D Secure in Monzo Labs!
We’ve built 3D Secure (the Monzo way!) and we’d love your help with testing.

Should you share your finances?
Sharing finances with someone is a big step. Here’s what you need to consider if you’re thinking of opening a joint bank account or applying for credit together.

Manage your money together with joint accounts!
Introducing Monzo joint accounts! Pool your resources with someone to make life easier to manage.

Student loans explained
Planning to go to university? Then you may want a student loan to cover your tuition fees and maintenance costs. Here’s how student loans work in England and Wales.

Earning money? Here's what you need to know
Get to grips with the how, what and when of getting paid. We explain everything from wages, tips and bonuses to paying national insurance and income tax.

What kind of credit should I use?
Credit can be a convenient way to borrow money, and there are many different kinds – from credit cards, overdrafts, loans, hire purchase and conditional sale agreements. Here’s how each one works, and when they can come in useful.

What is a credit score?
Everything you need to know about credit scores, how credit reference agencies calculate them, and how lenders use them to decide whether or not to lend you money.

Should you borrow money?
If you’re thinking about borrowing money, here are seven things to consider first, like how much you need, what you can afford, and which lender to use.

We're making it easier to manage your bills
We’ve recently built some new features to make paying bills easier!

Understanding how young people manage their money
Before making Monzo available to 16-17 year olds, we carried out some user research to understand the challenges young people face when managing their money, and work out what we can do to solve them.