Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
How do I add money to my Monzo account?
Add money to your Monzo account by making a bank transfer, setting up a standing order, or getting your salary paid straight in.
Summary Update - Predicting Committed Spending
We're starting to predict Direct Debits and subscriptions and include them in Summary, to give you better control over your budget.
Is Monzo a bank?
Yes! Monzo is a fully-licenced UK bank. That means we’re regulated by the FCA and the PRA and the money in your Monzo account’s protected up to £85,000.
Mastercard exchange rate - What's the rate on Monzo?
When you make payments abroad using Monzo, we pass on the Mastercard exchange rate directly to you, without any markups.
Monzo Monthly Update: June
From launching Apple Pay, to helping you send international payments, we take a look at the progress we’ve made in May, and explain what’s in store for June.
Getting a Monzo bank account as a refugee
If you recently arrived in the UK as a refugee, you can open a bank account with Monzo using your Biometric Residence Permit.
Getting a Monzo bank account as a recent immigrant to the UK
One of the first things you’ll need to do is open a bank account. But it can be incredibly time-consuming and confusing trying to open one here.
Financial Inclusion: Helping everyone access the financial world
Not having access to financial services today puts you at a significant disadvantage in society and often means you pay more, save less and can’t access basic services needed to live. This is unacceptable.
Just Landed: See your flight details inside your Monzo app
From today, when you use your Monzo card to buy plane tickets, you’ll now see the flight number and booking reference in your feed!
No more waiting list!
There's no longer a waiting list to join Monzo! 🎉
Monzo 2.0: Community Events Roundup from Liverpool and Cardiff
This week we went to Liverpool and Cardiff to talk about what matters to Monzo.
Making Monzo Work in More Places
Every now and then merchants decline Monzo cards. The vast majority of customers will never experience this, but for those that do, it can be very annoying. Here's how we're working with merchants to fix this.
Welcome to Monzo 2.0
On the blog this week we're marking the release of Monzo 2.0. We'll be looking at what's important to us and sharing what's up next for Monzo.
Disclosing mental health to your bank
Head of Financial Difficulties Stuart explains why it can be useful to tell us if you’re struggling with mental health problems, and what we can do to help.
Pay on the go using Monzo with Apple Pay
Apple Pay is here! You can now use your Monzo card with Apple Pay, the easy and safe way to pay in stores, in apps and online.