Beatrice Borbon

Is Monzo free?
Yes! Opening a Monzo account is free, and you don’t have to pay for your hot coral Monzo card. We won’t charge you for spending with your card or withdrawing cash in the UK, and it’s free to spend with your card abroad.

The 7-Day Switch! What happens when you switch to Monzo?
Switching bank accounts can seem like a hassle, but the Current Account Switch Service makes it easy! Switching to Monzo only takes seven days – here’s what happens on each one.

How to automate your financial life with Monzo
Wouldn’t it be good if your money managed itself? Here are four ways you can use Monzo to automate your finances.

How to manage your bills with Monzo
Using Monzo to manage your bills is easy. Here are five ways we can help you keep track of your bills and other regular payments.

What is a credit score?
Everything you need to know about credit scores, how credit reference agencies calculate them, and how lenders use them to decide whether or not to lend you money.

Monzo Monthly Update: August
From adding money to your pots automatically, to better bill-splitting, we take a look at the progress we’ve made in July, and explain what’s in store for August.

Monzo Monthly Update: July
From adding international payments to rolling out joint accounts, we take a look at the progress we’ve made in June, and explain what’s in store for July.

Why doesn’t Monzo have branches?
We believe we can give you everything you need from a bank, without branches. Pay in cheques and cash, withdraw large amounts of cash and make big bank transfers, all from your phone.

What is Open Banking?
We explain what Open Banking is, how it works, and what it could mean for you and your money.

How do card payments work?
We break down what's going on behind the scenes each time you make a payment with your card.

What to do if your card's been lost or stolen
If your card's been lost or stolen, here's how to cancel your card, order a replacement, and get a refund on any illegal transactions.

How do I add money to my Monzo account?
Add money to your Monzo account by making a bank transfer, setting up a standing order, or getting your salary paid straight in.

Is Monzo a bank?
Yes! Monzo is a fully-licenced UK bank. That means we’re regulated by the FCA and the PRA and the money in your Monzo account’s protected up to £85,000.

Mastercard exchange rate - What's the rate on Monzo?
When you make payments abroad using Monzo, we pass on the Mastercard exchange rate directly to you, without any markups.

Monzo Monthly Update: June
From launching Apple Pay, to helping you send international payments, we take a look at the progress we’ve made in May, and explain what’s in store for June.