Technology
Making identity verification more accessible
At Monzo we’re trying to be an inclusive company that pushes boundaries in an attempt to reach our mission, to “Make money work for everyone”. We are taking steps to ensure everyone can us Monzo independently.
How each role in Borrowing Data allows us to think big and innovate
Monzo has a huge variety of data roles in our Borrowing team that contribute to developing our credit products. In this blog we tell you what Borrowing at Monzo is, how it fits into Monzo, what the types of roles we hire for, and how to apply.
Don’t let go of your creative spark
Our Product Designer, Victoria, talks about her learnings from the course '100 Design Projects' she attended this year, including sprinkling your own personality in every project and making sure you reflect on your own creative process.
How our design team shapes products for our customers
This blog explains why design and research is so impactful at Monzo. We explain how we give designers and researchers an abundance of autonomy to help make decisions, and why it makes our team an outlier for those who care about making a difference.
Inclusive Hiring in Engineering at Monzo
Monzo cares about inclusive hiring in engineering by doing things like advertising our salaries on our job ads, sharing our process transparently, and providing different options for doing different technical interview stages
Vertically scaling ordered consumption using Kafka
We built our “unordered concurrent” subscription knowing that we could eventually extend it to support ordering in Kafka
Enabling horizontal autoscaling with co-operative distributed rate limiting
Monzo runs almost 3,000 microservices to power everything. A core part of being able to run all these systems and features safely is rate limiting. In this blog post we describe how that gets us to doing what we call “distributed rate limiting.”
We built a better system for scheduling cron jobs
We built a system to define scheduled jobs that moves away from cron and adds support for timezones, better monitoring and a more delightful developer experience
How we cut time to sign up for Monzo US from 17 minutes to 4 minutes
This blog talks about how our Monzo US team revamped the signup process for customers by experimenting with signup funnel improvements, increasing the rate of completion by a massive 400%
How we run migrations across 2,800 microservices
We’ve got a lot of value from our microservices architecture (2,800 and counting!), but this architecture is not without its challenges. One of those challenges is how to make sweeping library changes across all those services.
Building a processing system for International Payments
Gain an understanding of how International Payments are sent and received and how we process them at Monzo. We are making this seamless to customers whilst also having a strong focus on development experience
The ultimate guide on using AI to ace an interview at Monzo
We think there are lots of benefits associated with AI, but we have a human approach to hiring. At every stage there is a person reviewing and making decisions to ensure we're able to bring the best people to Monzo.
How we securely generate sensitive secrets
We regularly have to create and manage secrets that grant very sensitive privileges, and so we’ve created a new process that makes it fast and easy for us to securely and verifiably perform all kinds of sensitive operations.
Making mortgages more Monzo
This blog talks about how we went 0-1 with our new Homeownership mortgage feature. It gives insight into how we transitioned from a mortgage-focused to a home-focused view, where equity (customer’s progress) sits at the heart of the experience.
Delightful Payments
This post is about how we built the Delightful Payments which directly replaced our P2P (Monzo-to-Monzo) and FPS (bank transfers) payment flows, including how we iterated on product in-parallel with design, and continuous feedback cycles.
