Refer friends, earn rewards 🎁

Invite 2 friends to unlock a limited edition card this summer.

Plus £5 for you and every friend you invite (when they sign up and use their card within 30 days).

How to refer a friend to Monzo

Step 1:

Click the button above to get your unique refer a friend link. Share it with your friend.

Step 2:

Your friend accepts the invite and applies for a Monzo account (within 30 days).

Step 3:

Your friend makes their first card payment. You both get £5, and you're half way to a limited edition card!

Why join Monzo?

A UK current account: With savings, borrowing and overdrafts

Protection for your money: Your eligible deposits are protected by the FSCS up to a value of £85,000 per person

Fee-free UK bank transfers: Send money to any UK bank for free

Pots for separating money: Put money aside from your balance

Award-winning support: Through the app, if you need it

Instant notifications: See when, where and how you spend

Apple Pay and Google Pay: Spend using your phone

Spending categories: Get a clear view of your spending

Monzo offers three current accounts to choose fromMonzo offers three current accounts to choose from

Refer 2, unlock a limited edition card 🔒

This summer, get an exclusive card in disco pink, sunshine yellow or juicy green.

Referrals count towards limited edition cards from 15 June to 31 August. Ts&Cs apply, limited number available.

Four different coloured Monzo cards, held in a circle. Four different coloured Monzo cards, held in a circle.