Refer friends, earn rewards 🎁
Invite 2 friends to unlock a limited edition card this summer.
Plus £5 for you and every friend you invite (when they sign up and use their card within 30 days).

How to refer a friend to Monzo

Step 1:
Click the button above to get your unique refer a friend link. Share it with your friend.

Step 2:
Your friend accepts the invite and applies for a Monzo account (within 30 days).

Step 3:
Your friend makes their first card payment. You both get £5, and you're half way to a limited edition card!
Why join Monzo?
A UK current account: With savings, borrowing and overdrafts
Protection for your money: Your eligible deposits are protected by the FSCS up to a value of £85,000 per person
Fee-free UK bank transfers: Send money to any UK bank for free
Pots for separating money: Put money aside from your balance
Award-winning support: Through the app, if you need it
Instant notifications: See when, where and how you spend
Apple Pay and Google Pay: Spend using your phone
Spending categories: Get a clear view of your spending


Refer 2, unlock a limited edition card 🔒
This summer, get an exclusive card in disco pink, sunshine yellow or juicy green.
Referrals count towards limited edition cards from 15 June to 31 August. Ts&Cs apply, limited number available.

