Monzo, with added Perks

Monzo Perks is our £7 a month account upgrade that helps you get more every day. Enjoy the best of Monzo, plus a boosted savings rate and whole host of treats worth over £200 a year.

Perks includes everything from our Extra plan (like seeing your other bank accounts in Monzo and custom categories). On top of that, you can choose an annual Railcard, enjoy a free Greggs treat every week, get a monthly cinema ticket from Vue and grab an Uber One membership. You’ll also get a 0.50% AER (variable) boost on your Instant Access and Select Access savings (interest paid monthly).

Monzo Perks also gives you exclusive access to our plan-only features. Start our Saving Challenge at any time of year with Perks and save up to £2,671 in a year. You’ll also be able to take part in Billsback®: we pay back 1,000+ bills for Extra, Perks and Max subscribers every month.

Only you can decide what's worth spending your money on, but we try to offer plans to suit everyone. Monzo Perks is worth over £200 a year when you add up all the benefits that are included in the plan.

If you grab your free Greggs treat every week and go to the cinema once a month with your Vue ticket, you’re already getting back more than the £7 monthly cost of the plan.

When you add in the annual Railcard (worth up to £35) and the Uber One membership, the savings really start to climb. You also get a 0.50% AER (variable) boost on your Instant Access and Select Access savings (interest paid monthly).

So for £7 a month, Perks is jam-packed with benefits that pay for themselves.

Once you’ve got Perks, just head to your Monzo app and tap on the Perks plan on your Home screen. You’ll see a section for your Greggs treat – tap there to see your QR code.

You can use this code at any participating Greggs by scanning it at the till to get a sausage roll, regular sized hot drink, doughnut or muffin. Your code refreshes every week!

Once you’ve got Perks, just head to your Monzo app and tap on your Perks plan on your Home screen. You’ll see the option to choose your Railcard – pick the one that fits you best and we’ll give you a voucher code.

You can use this code on the Trainline website or app to get your Railcard and save 1/3 or more on eligible train journeys.

With Uber One, included with Monzo Perks, you can enjoy £0 Delivery Fee on eligible food and grocery orders over minimum subtotals on Uber Eats. Eligible shops have the Uber One icon in the Uber Eats app.

You’ll also get 5-10% credit back on eligible Uber rides. You'll earn 5% credit on economy trips (UberX, UberXL, Comfort, Uber Pet, Green, Access, Assist), and 10% credit on premium trips (Exec and Lux). And get 10% credit back when you book trains, flights, or hire a car in the Uber app.

Credit will be available within 60 days after your ride, train journey or flight, or within 90 days after your car hire. Once available, credit is automatically applied to your next Uber ride or Uber Eats order and available for 60 days.

You can get one Vue ticket every month as part of your Perks or Max plan.

Once you’ve got Perks, just head to your Monzo app and tap on your Perks plan on your Home screen. You’ll see the option to grab a code for Vue. Your code refreshes every month.

Settle the salty versus sweet debate while you’re there, with 10% off food and non-alcoholic drinks (exclusions apply).

You can move between our plans at any time (Monzo Max has a 3 month minimum term).

Just head to your Monzo app and tap on your current plan. You’ll see the option to see our other plans and choose the one you want.