Monzo Mobile discount

You'll get 5% off your phone bill each year, with up to 30% off over time.

How it works

After your first 12 months on Monzo Mobile, you'll get 5% off your monthly payment. You'll get another 5% off for each year after that, with up to 30% off after six years.

First 12 months there will be no discount

  • After 12-24 months, you'll get 5% off your original price

  • After 24-36 months, you'll get 10% off your original price

  • After 36-48 months, you'll get 15% off your original price

  • After 48-60 months, you'll get 20% off your original price

  • After 60-72 months, you'll get 25% off your original price

  • And after 72+ months, you'll get 30% off your original price

The discount is applied to the base price of whatever plan you're on. So if you're on a plan that costs £20 a month, after two years you'd pay £18 a month.

Changing your plan

Your discount stays with you even if you change your plan. Your time with Monzo Mobile counts the same, no matter which plan you're on.

What happens to your discount if you cancel

Your discount is based on how long you've been a Monzo Mobile customer without a break. Time on any plan counts equally.

If you cancel Monzo Mobile and rejoin later, your discount resets and starts building again from scratch, based on the rules that apply when you sign up again.

Promotions and your discount

If you're on a promotional offer, your discount still builds in the background. We'll always apply whichever gives you the better price. Once your promotion ends, your discount kicks in automatically.

When your discount applies

Your discount is applied on your next billing date after each anniversary. You don't need to do anything. You'll see the updated price in the Monzo app.

We don't plan to raise prices. But if something changes (like network costs), we might need to adjust plan pricing. If that happens, we'll always give you at least 30 days' notice, and your discount will still apply on top of the new price.

Need help? Chat to us in the Monzo app anytime.

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