First things first
You’ll need to get your salary paid into your Monzo personal or joint account (via Bacs or Faster Payments) to be in with a chance. See what we define as a salary in the Ts&Cs.
Double Payday
That payday feeling? Double it.
The best day of the month just got even better.
We could double your salary if you get paid into your Monzo account. There are 10 lucky customers every month.
Monzo current account required. UK residents aged 18+. Eligibility based on previous month’s salary. Ts&Cs apply.
The App Store, Google Play Store and Trustpilot ratings are correct as of 10 August 2026
It pays to get paid into Monzo
We double 10 customers’ salaries every month. Here’s how it works:
Move your salary to Monzo
Ask your employer – or whoever you receive a salary from – to use your Monzo personal account details for your next payment.
10 lucky customers every month
Weekly and monthly salaries between £300-£20,000 count, and eligibility is based on previous month’s salary. Winning payments are capped at £10,000.
Your salary times two, sent straight to you
It works like this: if your take-home pay is £500, we'll add an extra £500 to your account. It’s yours to spend, save, or invest, and you won’t pay tax on your winnings.
Unlock even more payday perks
Split your pay between spending, bills and savings with Salary Sorter. And if you’re paid by Bacs, you can get your money a day early, too.
Put your money on autopilot
Split your pay between spending, bills and savings with Salary Sorter - we’ll even remember your choices for next time, so you don’t have to think about it.
With FSCS protection
Over 16 million people trust Monzo with their money.
Your eligible deposits are covered up to £120,000 by the Financial Services Compensation Scheme (FSCS).
You’ll also get instant alerts, biometric security, and extra checks to help keep your money safe. Our added controls give you more security when you move or withdraw cash.
Ready to get started?
Join over 16 million others who bank with Monzo
Step 1
Open a free Monzo account
It takes just minutes to apply, and comes with innovative features to help you manage your money.
Step 2
Get your salary paid in
You can add your salary when you sign up. Or you can switch fully to Monzo using the Current Account Switch Service.
Step 3
Check if you've won
There’s no need to opt in. Every month, just tap below your salary transaction or on the Double Payday card to see if it’s a Double Payday. If you’re one of the lucky ones, we’ll pay the money straight into your account.
Questions? Answers.
What is Monzo Double Payday?
The best day of the month just got even better! We could double your salary payment if you get paid into your Monzo account. There are 10 lucky customers every month. UK residents aged 18+.
Weekly and monthly salary payments between £300 and £20,000 count, and winning payments are capped at £10,000. You’ll need to be paid into your Monzo personal or joint account via Bacs (Bankers’ Automated Clearing Services) or FPS (Faster Payments System) – check with your employer if you’re unsure. You can find more details on eligible payment types in the Double Payday Ts&Cs.
Do I need to opt in manually?
No, as long as you get your salary paid into your Monzo account you’ll automatically be eligible. You can opt out in the app if you wish.
Who’s eligible for Double Payday?
Weekly and monthly salary payments between £300 and £20,000 count. You’ll need to be paid into your Monzo personal or joint account via Bacs (Bankers’ Automated Clearing Services) or FPS (Faster Payments System) – check with your employer if you’re unsure.
You can find more details on eligible payment types in the Double Payday Ts&Cs.
Do joint accounts qualify?
Yes, if you get your salary paid into a Monzo joint account you’ll be eligible for Double Payday. If you and your joint account partner both have your salaries paid into your joint account, then the first salary to land in the account each month will be eligible for the following month’s Double Payday.
How are the winners picked?
You’ll need to have your salary paid into your Monzo account by the last day of the month to be eligible for the following month’s Double Payday. Each customer gets one entry per month. 10 winners are then randomly selected from the pool of eligible salary payments on the first working day of the following month.
How will I know if I’ve won?
Every month, tap below your salary transaction or on the Double Payday card in the app to see if it’s a Double Payday. If you’re one of the lucky ones, we’ll pay the money straight into your account.
Is there a maximum cap on how much I can win?
Yes, winning payments are capped at £10,000. Salary payments up to £20,000 are still eligible, but we’ll cap your extra payment at £10,000 if you win.
Do I have to pay income tax on the extra money?
No, you won't pay tax on it – it’s yours to spend, save, or invest.
How do I move my salary to Monzo?
Share your Monzo account details with your employer or send them our ready-made email (which you’ll find via Double Payday in the app).
You can also use the Current Account Switch Service to fully switch to Monzo and close your old account.
Can I double my student loan payment?
Student loan payments sent into your Monzo personal account are eligible for Double Payday - we double one eligible payment for 10 customers each month. If you win, we’ll send the extra payment the following month. Eligibility criteria and terms apply.
Time to go full Monzo
Use the Current Account Switch Service to close your main current account and move everything over to us. Once you’ve opened an account, tap the '+' sign in the app and find 'Switch to Monzo’.
We move your money, Direct Debits and standing orders over
We redirect incoming payments (including your salary)
We close your other bank account
You choose a switch date and we'll do the rest in 7 working days
