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Monzo Blog

The latest updates, stories, ideas and guides from the Monzo team.

How Money Works
12 October 2018

What is a 'good' credit score?

Wondering how high your credit score should be? The answer isn’t that simple.

How Money Works
11 October 2018

How to check your credit score and report

Here’s how to get your score and report for free, and what to look for when you do.

What is a P45 form 1?
How Money Works
20 November 2019

P45 form, P60 form and P11D - where can you find yours?

Working? You may receive a P60, P45 or P11D from your employer. Find out why you need these forms and how to get them.

Product Updates
9 October 2018

Bill splitting made simple

Introducing a new way to split payments with your friends.

How Money Works
5 October 2018

Secured and unsecured credit - what's the difference?

Find out what ‘security’ is, why lenders may ask for it, and how secured and unsecured credit are different.

How Money Works
4 October 2018

What is a guarantor?

Guarantors can help you get accepted for rented accommodation and credit. Find out who can be your guarantor, what it means to be one, and what to do if you can’t get one.

Quarterly Updates
1 October 2018

Monzo Monthly Update: October

From making our iOS app faster, to adding the option to pay cash into your Monzo account, we take a look at the progress we’ve made in September, and explain what’s in store for October.

Understanding your payslip
How Money Works
10 October 2019

Understanding your payslip

Excited to see what you’ve earned? Want to make sure you’re being taxed right? Learn the language of payslips with our comprehensive guide.

Product Updates
25 September 2018

Share with us

When something affects the way you manage your money, if you let us know we'll do everything we can do support you. So we’ve added a tool called ‘Share with us’ that lets you tell us what’s happening through the Monzo app.

How Money Works
21 September 2018

How to protect yourself against identity theft and fraud

Banks and other companies work hard to prevent data theft and financial fraud. But there are a few things you can do to protect yourself too.

Technology
20 September 2018

How we do on-call at Monzo

A team of engineers are available 24/7/365 to respond when things go wrong. For other companies thinking about how to approach incidents, here’s how we do on-call at Monzo.

Product Updates
18 September 2018

We’re working to improve the performance of our iOS app

We’ve been working on making our iOS app much faster, and we’ve made some significant improvements so far!

How Money Works
13 September 2018

Student loans in Northern Ireland explained

If you’re planning to go to university, you might want a student loan to help cover your tuition fees and maintenance costs. Here’s how student loans work in Northern Ireland.

How to save money as a student - calculator image
How Money Works
Savings Account Guides
How to Save Money
11 November 2019

How to save money as a student

Stay in control of your spending with our budgeting guide for students. We’ve explained how to calculate a budget, set spending allowances and stick to them. Plus, we have some handy tips for saving and earning money at uni.

How Money Works
10 September 2018

How to rent student accommodation

Our guide covers everything from choosing housemates to applying for a house.