Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.

'I give my mum money so she can buy whatever she wants'
26 year old Sonya earns £30,000 and lives with her parents in Windsor. She explains why contributing to her family's costs is the least she can do.

Save £667.95 a year with the 1p Saving Challenge
It starts by saving just 1p, and you can do it automatically with Monzo.

Have you left it too late to start saving?
You’re always putting it off. But the longer you wait, the harder it feels to start saving from scratch.

Dear Monzo, I'm £7,000 in debt and I’m struggling to clear it
As Laura tells one reader, putting money in savings while you’re paying off debt might make you feel better. But it can cost you more in the long run.

Why we sometimes freeze, block or close Monzo accounts
Blocking or closing accounts is something all banks have to do sometimes, to meet their legal and regulatory obligations, in line with their terms and conditions, and to help fight against financial crime. We explain why this (very rarely) happens.

You can now open an ISA through your Monzo app 🎉
Save money in a Pot without paying tax on the interest you earn. Just in time for the new tax year.

Money in Love: Nellie & Nial
Nellie and Nial have just bought a flat in London, but have mixed feelings about doing it with their parents’ money.

We’re seeing more pyramid schemes on social media. Here’s how to protect yourself.
More people are falling victim to pyramid schemes on social media. Here’s how you can protect yourself against this increasingly common kind of fraud.

We deployed Envoy Proxy to make Monzo faster
We moved our remote procedure call (RPC) service mesh from Linkerd to Envoy to make Monzo faster.

We’re helping The Big Issue sellers get more out of each magazine
As part of our No Barriers To Banking campaign, we’ve worked with The Big Issue to let you sell the magazine onto your friends so vendors can earn more.

Money in Love: Ash & Bobby
Lincolnshire couple Ash & Bobby make £23k and stick to a meticulous budget while Bobby works less to look after their two young daughters.

Icelandic airline WOW Air has gone bust. Have you been affected?
Iceland's WOW Air announced that it’s stopped operating and cancelled all future flights. Here's what to do if you're a Monzo customer that's been affected.

Money in Love: Katherine & Christina
Through stories from real-life relationships, we're tackling the taboo around couples and their cash.

An update on diversity and inclusion at Monzo, March 2019
We’re building a bank that works for everyone, and to do that we need a diverse team. Here's an update on our progress so far and our plans to improve.

How we improved our staff VPN
OpenVPN is great, but there were some things we wanted to change.