Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
Should I get a credit card?
Credit cards can be useful for borrowing small amounts for a short time. But do you really need one?
How to get a mortgage
Planning on buying a house? Learn how to find and apply for a mortgage – and boost your chances of getting accepted.
5 Monzo features you might not know about
Are you getting the most out of Monzo?
Money in Love: Claire & Mike
Nottingham couple Claire and Mike have been together for 26 years and have four young kids aged nine, eight, five and three.
You can now add your own images to Pots on both Android and iOS
And let's just say we love your work.
'I give my mum money so she can buy whatever she wants'
26 year old Sonya earns £30,000 and lives with her parents in Windsor. She explains why contributing to her family's costs is the least she can do.
Save £667.95 a year with the 1p Saving Challenge
It starts by saving just 1p, and you can do it automatically with Monzo.
Have you left it too late to start saving?
You’re always putting it off. But the longer you wait, the harder it feels to start saving from scratch.
Dear Monzo, I'm £7,000 in debt and I’m struggling to clear it
As Laura tells one reader, putting money in savings while you’re paying off debt might make you feel better. But it can cost you more in the long run.
Why we sometimes freeze, block or close Monzo accounts
Blocking or closing accounts is something all banks have to do sometimes, to meet their legal and regulatory obligations, in line with their terms and conditions, and to help fight against financial crime. We explain why this (very rarely) happens.
You can now open an ISA through your Monzo app 🎉
Save money in a Pot without paying tax on the interest you earn. Just in time for the new tax year.
Money in Love: Nellie & Nial
Nellie and Nial have just bought a flat in London, but have mixed feelings about doing it with their parents’ money.
We’re seeing more pyramid schemes on social media. Here’s how to protect yourself.
More people are falling victim to pyramid schemes on social media. Here’s how you can protect yourself against this increasingly common kind of fraud.
We deployed Envoy Proxy to make Monzo faster
We moved our remote procedure call (RPC) service mesh from Linkerd to Envoy to make Monzo faster.
We’re helping The Big Issue sellers get more out of each magazine
As part of our No Barriers To Banking campaign, we’ve worked with The Big Issue to let you sell the magazine onto your friends so vendors can earn more.