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Monzo Blog

The latest updates, stories, ideas and guides from the Monzo team.

Monzo Me
15 October 2023

“I spend thousands celebrating my coupled-up friends, why don’t they reciprocate?”

Stefanie, 29, is constantly spending money to celebrate her predominantly coupled-up friends.

Header image with a green border; to the bottom right there is an image of a blue hand holding a pink phone. The image reads 'Protecting our platform from spikes in usage by reducing load from the Monzo app'
Technology
12 October 2023

Protecting our platform from spikes in usage by reducing load from the Monzo app

This blog explores how we’ve made our platform more resilient to spikes in app opens. We can now reduce load on our platform before we get overwhelmed so you can still access and use critical parts of the app, and your card continues to work.

Mental Health
13 September 2023

We've improved our gambling block

We’ve been working closely with gambling charity GamCare, our customers, industry experts and people with first hand experience to improve our gambling block. 

Blog header that shows the text 'The SKAdNetwork Puzzle: Using Data to Solve for Effective Performance Marketing' with an image of puzzle pieces
Data
Technology
12 September 2023

The SKAdNetwork Puzzle: Using Data to Solve for Effective Performance Marketing

This blog talks through how Monzo uses Data Science and Analytics Engineering to measure the value of paid marketing as Apple’s SKAdNetwork changes the mobile advertising landscape, which helps to inform our wider strategies of sustainable growth

4 things to know when investing
Investments
12 September 2023

4 things to know when investing

There’s quite a bit to think about when you get started. So we’ve rounded up 4 things we think are must-knows to get you investment-ready.

How do I know if investing is for me?
Investments
12 September 2023

How do I know if investing is for me?

Have you been wondering, should I invest?

Staying calm when your investment value dips
Investments
12 September 2023

Staying calm when your investment value dips

Seeing the value of your Investment Pot shoot up is exciting. But just as investment values can rise, they can fall too. It’s a natural part of investing.

Investments
12 September 2023

6 common investing myths – and the truths

Investing needs a rebrand. There are all sorts of myths floating around which put people off it. But investing can be a powerful tool to help you grow your money for the future.

How We Protect You
6 September 2023

Making it clear when we’re on a call with you to protect you from fraud

If someone calls you claiming to be from Monzo, you can now check to see if they’re telling the truth or not in the Monzo app.

Tech leading as a mobile engineer at Monzo
Technology
31 August 2023

Tech leading as a mobile engineer at Monzo

Mark has written about his experience and growth as a tech lead at Monzo over the last 18 months - from creeping doubts to using his mobile engineer’s perspective to shape the role to his strengths

Monzo Me
30 August 2023

“I earn £53k more than my partner & I’ve had therapy to work on my money issues”

Evelyn, 34, shares her experience of being the breadwinner in her relationship.

How Money Works
29 August 2023

5 ways you’re emotionally spending without realising it

Here are 5 signs of emotional spending and 5 ways to put yourself back in control of your money.

Monzo Me
28 August 2023

“I spent £18k on holidays I couldn’t afford to make working in a boring job easier”

Ellen, 32, got into debt by spending money on luxury holidays during a tough time.

How Money Works
30 August 2023

Feelings and finances: 8 dos and don’ts of talking to your partner about money

Money can become a focal point at any time in a relationship. Here's some advice to help you keep discussions productive and respectful.

Orange text reads: My path from Intern to Staff Engineer at Monzo
Technology
10 August 2023

My path from Intern to Staff Engineer at Monzo

This blog discusses our Staff Engineer, Jacob, and his experience starting at Monzo as an intern in Engineering, and how he has developed into a Staff Engineer role.