Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
Monzo Business is now open for (bigger) small businesses
With the arrival of Team, Monzo Business opens its doors to bigger small businesses with a host of brand new features that claim back lost time for business owners and managers, but also everyone else they work with.
Time-saving expense cards are here
Employee expense cards are here to let selected team members spend up to limits that you set for them. And with the added bonus of saving you all time spent on admin.
Enabling horizontal autoscaling with co-operative distributed rate limiting
Monzo runs almost 3,000 microservices to power everything. A core part of being able to run all these systems and features safely is rate limiting. In this blog post we describe how that gets us to doing what we call “distributed rate limiting.”
We built a better system for scheduling cron jobs
We built a system to define scheduled jobs that moves away from cron and adds support for timezones, better monitoring and a more delightful developer experience
Flex on Apple Pay: Now it's even easier to pay your way
iPhone users can now choose their monthly payment right at checkout with Flex on Apple Pay, in-store, online and in-app 🎉
Take Five - Stop, challenge and protect yourself against fraudsters
How we're building moments of pause into the Monzo app to help protect customers from fraud and purchase scams.
How we cut time to sign up for Monzo US from 17 minutes to 4 minutes
This blog talks about how our Monzo US team revamped the signup process for customers by experimenting with signup funnel improvements, increasing the rate of completion by a massive 400%
How we run migrations across 2,800 microservices
We’ve got a lot of value from our microservices architecture (2,800 and counting!), but this architecture is not without its challenges. One of those challenges is how to make sweeping library changes across all those services.
Building a processing system for International Payments
Gain an understanding of how International Payments are sent and received and how we process them at Monzo. We are making this seamless to customers whilst also having a strong focus on development experience
The ultimate guide on using AI to ace an interview at Monzo
We think there are lots of benefits associated with AI, but we have a human approach to hiring. At every stage there is a person reviewing and making decisions to ensure we're able to bring the best people to Monzo.
A trio of industry-first security tools to help stop fraudsters in their tracks
We're focused on giving customers protection and peace of mind to make Monzo a safe place to manage your money. Find out how we're achieving this with our latest release: a trio of industry-first security tools
Elevate your design work with storytelling
We invited Ben Sauer, author of Death By Screens, to the Monzo London office for a workshop on the art of storytelling in relation to design. We've shared our favourite bits with you in our latest blog.
Your guide to self-invested personal pensions (SIPPs)
This guide breaks down the things you need to know about SIPPs - what they are, who they’re for, rules around SIPPs, plus so much more.
How we securely generate sensitive secrets
We regularly have to create and manage secrets that grant very sensitive privileges, and so we’ve created a new process that makes it fast and easy for us to securely and verifiably perform all kinds of sensitive operations.
Making mortgages more Monzo
This blog talks about how we went 0-1 with our new Homeownership mortgage feature. It gives insight into how we transitioned from a mortgage-focused to a home-focused view, where equity (customer’s progress) sits at the heart of the experience.
