Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
Loans for bad credit - find out how to improve your chances
Find out what a 'bad' credit score means and how you could try to improve it if you have one!
How to switch to Monzo without closing your old bank account
A lot of you have told us you want to switch everything across and make Monzo your main bank account, but you want to keep your old bank account open. Here's how to do just that!
Unexpected message or call from Monzo? Here's how to tell if it's real.
Keeping your money safe and protecting you from fraud is our priority.
How do loans work?
There are a few different types of loans, such as unsecured loans and secured loans, with several different uses. Here's how they work...💰
We secured thousands of Cassandra clients to keep Monzo's data safe
Our security team at Monzo are working towards a 'zero trust' cluster, where an attacker inside our cluster would have no power.
We migrated Vault's storage with no downtime
We use Vault for secret management and credential issuance, and we've always configured it with the Cassandra storage backend. To help us scale, we moved to the S3 backend. But it was crucial we kept Vault available.
We recently brought our Faster Payments connection in-house
It’s been running smoothly, handling every single Faster Payment that you’ve been sending in and out of Monzo!
Scams to watch out for when you're shopping online this Christmas
Fradusters are busier than ever over the festive season, so it's especially important to protect your money and keep your eyes open for scams.
Coordinators on Android: how to build flows quickly with reusable screens
When we first built Monzo on Android, we couldn't 'reuse' screens. We'd build them from scratch every time! To help us work faster, we've used a new architectural pattern called 'the Coordinator Pattern' in our codebase.
Our overdrafts are changing
Our overdrafts are changing. We've changed our prices from 50p a day to an interest rate, and we're offering higher limits to some people.
98% of people who made Monzo their main bank would recommend it to a friend
We surveyed 4,000 people who’ve gone #FullMonzo. Here’s what they said.
What do the manifestos mean for your money? Here's what you need to understand first
Want to know what each party’s manifesto really means for your money? You need to understand these financial concepts first.
Unsecured loans - what are they and how do they work?
When you get an unsecured loan, you borrow money from a bank or a lender and you agree to make regular payments until the loan has been paid in full. 💰
The Reverse 1p Saving Challenge: a saving challenge that actually gets easier
Save £671.61 in 2020 with the Reverse 1p Saving Challenge!
Save £671.61 in 2020 with the 1p Saving Challenge!
Start on the 1st of January by saving just 1p.
