Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.

Take on the Spare Change Saving Challenge
Round-up your spending to the nearest pound and put the spare change in a Pot. It adds up quicker than you think!

We've started reporting to Experian
We're now reporting to two of the three big credit reference agencies – TransUnion and Experian. This means you'll appear on more credit reports.

12 best reactions to Year in Monzo
We've collected the best reactions that show just how much you loved your Year in Monzo.

The most sensible saving tips from this year's Year in Monzo
Go out and buy yourself a cookbook immediately.

How Year in Monzo is inspiring a nation 🇬🇧
As if things weren’t bad enough already

6 things we've learned from Year in Monzo so far
Number 1: The North-South divide is wider than ever

The trick we use to make research findings memorable at Monzo
There are some specific biases that come into play when we see or hear new information. We came up with a trick at Monzo to get around them...

Loans for bad credit - find out how to improve your chances
Find out what a 'bad' credit score means and how you could try to improve it if you have one!

How to switch to Monzo without closing your old bank account
A lot of you have told us you want to switch everything across and make Monzo your main bank account, but you want to keep your old bank account open. Here's how to do just that!

Unexpected message or call from Monzo? Here's how to tell if it's real.
Keeping your money safe and protecting you from fraud is our priority.

How do loans work?
There are a few different types of loans, such as unsecured loans and secured loans, with several different uses. Here's how they work...💰

We secured thousands of Cassandra clients to keep Monzo's data safe
Our security team at Monzo are working towards a 'zero trust' cluster, where an attacker inside our cluster would have no power.

We migrated Vault's storage with no downtime
We use Vault for secret management and credential issuance, and we've always configured it with the Cassandra storage backend. To help us scale, we moved to the S3 backend. But it was crucial we kept Vault available.

We recently brought our Faster Payments connection in-house
It’s been running smoothly, handling every single Faster Payment that you’ve been sending in and out of Monzo!

Scams to watch out for when you're shopping online this Christmas
Fradusters are busier than ever over the festive season, so it's especially important to protect your money and keep your eyes open for scams.