Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
The Engineering Behind the Platform
At Monzo, Platform Engineering looks a little different. We design APIs and write services that provide functionality in the platform for others to leverage. We think about reliability, ownership and testing in the same way that product teams do
Interviewing for Data Leadership Roles at Monzo
This guide is designed to give you a high-level overview of what to expect when interviewing for leadership roles across data disciplines at Monzo
Transitioning into Credit Strategy the Monzo Way
This blog talks through a transition from a traditional SAS-based banking background to Monzo, detailing how new skills were developed, and the type of projects worked on during the first 12 months in the Credit Strategy team.
Accelerating Safeguarding Support for our Most Vulnerable Customers with Machine Learning
Customer service often involves helping people with banking queries. We built an AI system to automatically identify customers going through challenging moments and get them dedicated safeguarding
Interviewing for Data Science at Monzo
Dive deep into the process we use when we hire Data Scientists at Monzo
A “meshy” approach to Data: Enabling 100+ teams to build Data Models
At Monzo, over 100 independent, empowered teams contribute to our data warehouse of 12,000+ dbt models. The health of data is owned across all these teams. How do we make sure the outputs are still performant, consistent, and high quality?
Time to spring clean your subscriptions? How forgotten sign-ups and unexpected charges can add up
Spring cleaning your subscriptions? Discover what people in the UK spend, the unexpected charges they face, and which ones are worth keeping.
Running the numbers: how much does it cost to run a marathon?
We’ve ‘run’ the numbers on marathon costs, from entry fees to training gear, revealing how much it really costs to run a marathon from start to finish.
How Monzo Designers are shipping safer, faster product improvements
This blog covers how we’re closing the gap between design intent and what gets shipped. Focusing on details like copy, UI consistency, and edge cases shape which can impact how reliable and trustworthy a product feels.
Representation Learning for Enhanced Fraud Detection
We describe the modelling formulation we have used for fraud detection and present an extension based on learning a shared fraud representation using multi-task neural networks
How much is university accommodation for students in the UK?
Discover the costs of halls of residence across the UK, the pros and cons of living in halls, and how students are handling the costs.
Gender Pay Gap report 2025
Between 5 April 2024 and 5 April 2025, our median gender pay gap increased from 6.3% to 8.7%.
Shipping constantly in a fast-paced product team
This blog covers how Monzo ships constantly in fast-paced product teams, and gives a look at our day-to-day ways of working. Catia
The cost of love: lessons on wedding spending from people who’ve done it before
Discover what people did differently at their second weddings, from their biggest financial regrets to money-saving tips.
Monzo's side hustle forecast 2026: 8 insights from people with side gigs
Do you have a side hustle or plan to start one? Discover how side hustlers are growing their businesses, and what opportunities 2026 holds.
