Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
Coordinators on Android: how to build flows quickly with reusable screens
When we first built Monzo on Android, we couldn't 'reuse' screens. We'd build them from scratch every time! To help us work faster, we've used a new architectural pattern called 'the Coordinator Pattern' in our codebase.
Our overdrafts are changing
Our overdrafts are changing. We've changed our prices from 50p a day to an interest rate, and we're offering higher limits to some people.
98% of people who made Monzo their main bank would recommend it to a friend
We surveyed 4,000 people who’ve gone #FullMonzo. Here’s what they said.
What do the manifestos mean for your money? Here's what you need to understand first
Want to know what each party’s manifesto really means for your money? You need to understand these financial concepts first.
Unsecured loans - what are they and how do they work?
When you get an unsecured loan, you borrow money from a bank or a lender and you agree to make regular payments until the loan has been paid in full. 💰
The Reverse 1p Saving Challenge: a saving challenge that actually gets easier
Save £671.61 in 2020 with the Reverse 1p Saving Challenge!
Save £671.61 in 2020 with the 1p Saving Challenge!
Start on the 1st of January by saving just 1p.
The spender's guide to saving money
Always overspending? Here's how Monzo can help you save money.
What is a secured loan and how do you know if it's right for you?
A secured loan gets secured against one of your assets; typically your home or your car. We've put together some information to help you decide whether it's right for you! 💸
Hire Purchase, PCP Finance, Or Loan: Which car finance option is best for you?
We've put together a short guide on the different car finance options and deals you might consider when buying a new car. 🚗
Thinking about going Full Monzo? Here’s what you need to know
Still using Monzo as just a spending card? You’re missing out. Here's why!
Your guide to understanding Universal Credit
We've put together a guide on Universal Credit. It'll cover: How to apply for Universal Credit, managing your Universal Credit Payments and why your payments might have stopped.
How do you pay off a credit card?
Paying off a credit card can seem daunting. Here are some top tips on how to pay off your credit card 💳
How to use the envelope method to budget your money
Money-saving gurus like Martin Lewis and Dave Ramsey love this powerful budgeting method. And it's gained a cult-like following because it's simple to use and helps you see your money clearly.
5 reasons to consider getting a second bank account
It's a common misconception that you can only have one bank account. And having another bank account can help you budget or find a bank that works for you.
