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Monzo Blog

The latest updates, stories, ideas and guides from the Monzo team.

Shopping bags
How Money Works
Pots
6 December 2019

The spender's guide to saving money

Always overspending? Here's how Monzo can help you save money.

Image of house keys - secured loan
How Money Works
Loans Help
5 December 2019

What is a secured loan and how do you know if it's right for you?

A secured loan gets secured against one of your assets; typically your home or your car. We've put together some information to help you decide whether it's right for you! 💸

Car Finance options - image of a car
How Money Works
Loans Help
5 December 2019

Hire Purchase, PCP Finance, Or Loan: Which car finance option is best for you?

We've put together a short guide on the different car finance options and deals you might consider when buying a new car. 🚗

Monzo card with confetti
Monzo 101
5 December 2019

Thinking about going Full Monzo? Here’s what you need to know

Still using Monzo as just a spending card? You’re missing out. Here's why!

Universal Credit guide
Banking 101
4 December 2019

Your guide to understanding Universal Credit

We've put together a guide on Universal Credit. It'll cover: How to apply for Universal Credit, managing your Universal Credit Payments and why your payments might have stopped.

Image of an umbrella - how to pay off a credit card
How Money Works
Loans Help
2 December 2019

How do you pay off a credit card?

Paying off a credit card can seem daunting. Here are some top tips on how to pay off your credit card 💳

illustration of an envelope with cash inside it
How Money Works
Budgeting Tips
Pots
29 November 2019

How to use the envelope method to budget your money

Money-saving gurus like Martin Lewis and Dave Ramsey love this powerful budgeting method. And it's gained a cult-like following because it's simple to use and helps you see your money clearly.

Illustration of a Monzo card and another debit card
How Money Works
19 November 2019

5 reasons to consider getting a second bank account

It's a common misconception that you can only have one bank account. And having another bank account can help you budget or find a bank that works for you.

How to save for grandkids - image of a teddy bear
How Money Works
How to Save Money
Savings Account Guides
15 November 2019

How do you start saving for your grandchildren?

There are a few ways you start saving money for your grandchildren, from opening a savings account to premium bonds. We've listed some tips here 💰

How can I get out of overdraft - image of a wallet
How Money Works
15 November 2019

How do I get out of my overdraft?

Finding yourself in overdraft is completely normal and managing money isn't easy. We've put together a few tips on how to get out of your overdraft...

Logo for the Future of Monzo event
Community
14 November 2019

8 things we learnt at the #FutureOfMonzo event

The #FutureOfMonzo was our biggest community event ever! Check out some of the key takeaways.

Image of a wallet
How Money Works
How to Save Money
14 November 2019

How to save money on car insurance

We’ve put together a few tips on how you can save money on car insurance!

how to save money
How Money Works
How to Save Money
Savings Account Guides
14 November 2019

How much money should I save?

In an ideal world you’d try to save as much as you can afford each month. But we know that starting to save money can be tough, especially if you're saving for the first time. 

Monzo 101
25 November 2019

How to get a Monzo account

Signing up for a Monzo bank account takes minutes, and you can do it all from your phone.

Illustration of a laptop with crime scene tape
How We Protect You
Fraud
13 November 2019

To protect yourself from fraud, never tell anyone your PIN

Fraudsters can trick you into sharing your PIN, get access to your bank account and steal your money. Learn how to protect yourself from phishing scams.