Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.

We're here to support you with your money and your Monzo account during the coronavirus outbreak
We're here to help you as usual, and we're ready to keep doing so.

How to get out of your overdraft if you're in it all the time
Feel like you're living in your overdraft? If you’re striving to rely on your overdraft less, try these tips and tools to cut costs and find extra money to pay it off.

The extra cost of being a woman
In 2020, it still costs more to be a woman than a man. And when it comes to personal finances, there's still a long way to go - and it's not women's fault.

An engineering manager's guide to the one-to-one
Engineering Manager Jimi shares his approach to having productive catch-ups with his team.

Meet Denise - Technical Operations Specialist
Denise is a Technical Operations (TechOps) Specialist based in our Las Vegas office. We asked her some questions about what it’s like to work in such a key team at Monzo!

What to do if you're affected by the Flybe collapse
What to do if you're affected by Flybe going into administration.

How to write a business plan
You’ve had an idea in the back of your mind for years and now you’re finally taking the big step to start a business. We’ve outlined what to include in a business plan, how to write it and other steps to take.

What are credit checks or credit searches?
Credit checks can be confusing (sometimes they’re even called credit searches – which only adds to the confusion). We’ve outlined what a credit check actually is, the different types you’ll find and when you might need one.

How to check your credit score
Checking your credit score can help you find out what your borrowing health is like and how you might look to potential lenders. We've outlined how to check your credit score!

Do I need a business bank account?
We've outlined when you might set one up, what you'll need, and some of the benefits of a business bank account (like accounting and separating your finances).

What is a 'good' credit score?
There is no universal 'good' or high credit score in the UK! We've explained what a credit score actually is, how to improve it and all the many myths you've probably heard about credit scores...

How to improve your credit score
If you borrow money in the future, looking after your credit score could help you get a good deal. See your credit score in Monzo, and track how it changes over time.

Save £5 automatically, every time it rains
Take advantage of the terrible weather and boost your savings every time it rains.

The 11 ways you can get funding for your business
Raising money to start up your business can be an important part of getting it off the ground. It might feel daunting at first, but we’ve outlined a few different ways you can try get funding for your business.

How to start a business in the UK
Setting up your own business is the start of a new and exciting adventure! That can be great, but it can also be quite daunting. So we’ve set out a few things that might be helpful to think about if you’re starting out on your own. 💪