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Monzo Blog

The latest updates, stories, ideas and guides from the Monzo team.

Monzo HQ
Data
16 January 2020

We've started reporting to Experian

We're now reporting to two of the three big credit reference agencies – TransUnion and Experian. This means you'll appear on more credit reports.

Year in Monzo reaction OG image
How I Use Monzo
17 January 2020

12 best reactions to Year in Monzo

We've collected the best reactions that show just how much you loved your Year in Monzo.

New Year's resolution tweet
How I Use Monzo
16 January 2020

The most sensible saving tips from this year's Year in Monzo

Go out and buy yourself a cookbook immediately.

Year in Monzo OG Image
How I Use Monzo
15 January 2020

How Year in Monzo is inspiring a nation 🇬🇧

As if things weren’t bad enough already

Year In Monzo Tweet
How I Use Monzo
15 January 2020

6 things we've learned from Year in Monzo so far

Number 1: The North-South divide is wider than ever

Image of a hat and a magic wand
Monzo 101
9 January 2020

The trick we use to make research findings memorable at Monzo

There are some specific biases that come into play when we see or hear new information. We came up with a trick at Monzo to get around them...

Image of cash and coins
How Money Works
Loans Help
8 January 2020

Loans for bad credit - find out how to improve your chances

Find out what a 'bad' credit score means and how you could try to improve it if you have one!

Monzo card with confetti
Monzo 101
8 January 2020

How to switch to Monzo without closing your old bank account

A lot of you have told us you want to switch everything across and make Monzo your main bank account, but you want to keep your old bank account open. Here's how to do just that!

Two illustrated padlocks locked into each other - one turquoise and the other hot coral - with sparkles coming off them.
Fraud
22 March 2023

Unexpected message or call from Monzo? Here's how to tell if it's real.

Keeping your money safe and protecting you from fraud is our priority.

How do loans work - image of money
How Money Works
Loans Help
17 December 2019

How do loans work?

There are a few different types of loans, such as unsecured loans and secured loans, with several different uses. Here's how they work...💰

Technology
17 December 2019

We secured thousands of Cassandra clients to keep Monzo's data safe

Our security team at Monzo are working towards a 'zero trust' cluster, where an attacker inside our cluster would have no power.

Technology
17 December 2019

We migrated Vault's storage with no downtime

We use Vault for secret management and credential issuance, and we've always configured it with the Cassandra storage backend. To help us scale, we moved to the S3 backend. But it was crucial we kept Vault available.

Technology
16 December 2019

We recently brought our Faster Payments connection in-house

It’s been running smoothly, handling every single Faster Payment that you’ve been sending in and out of Monzo!

How We Protect You
16 December 2019

Scams to watch out for when you're shopping online this Christmas

Fradusters are busier than ever over the festive season, so it's especially important to protect your money and keep your eyes open for scams.

Two 'reusable' screens in the Monzo app
Technology
12 December 2019

Coordinators on Android: how to build flows quickly with reusable screens

When we first built Monzo on Android, we couldn't 'reuse' screens. We'd build them from scratch every time! To help us work faster, we've used a new architectural pattern called 'the Coordinator Pattern' in our codebase.