Ofelia Botella
![Image of a lock](https://images.ctfassets.net/ro61k101ee59/3SBgbxyjwG3mPwPuYPEI6b/17cfdcccd5b97fa8c20b10f61fe626a7/Fraud_Blogposts-Security.png?w=1250&q=75)
Snapchat money flipping scams: what you need to know
Fraudsters launder their money by getting everyday people get involved in crime. Often, people don’t even realise they’re breaking the law, or understand the devastating consequences of getting involved.
![A sad looking puppy](https://images.ctfassets.net/ro61k101ee59/TSLYW5FLGIut2v3nStpTQ/1236aa37c9dd8f3686070bca41d7ed9b/puppy1.jpg?w=1200&q=75)
Puppy and kitten deposit scams are on the rise
It might sound too mean to be true. But fraudsters are tricking people into paying deposits for cute kittens and puppies, that don’t actually exist!
![Image of a lock](https://images.ctfassets.net/ro61k101ee59/3SBgbxyjwG3mPwPuYPEI6b/17cfdcccd5b97fa8c20b10f61fe626a7/Fraud_Blogposts-Security.png?w=1250&q=75)
We’re launching confirmation of payee to help keep your money safe from fraudsters!
Confirmation of Payee is a service to make bank transfers safer. It checks that the account holder name and details you typed in match those on the account you’re trying to pay.
![Universal Credit guide](https://images.ctfassets.net/ro61k101ee59/7t2Dpyh7L5TcSQKkiH07mK/ef2b95fe926a99b3dafad8a378c30dde/_Blogpost__Universal_Credit_101_01.png?w=2501&q=75)
Our overdrafts are changing
Our overdrafts are changing. We've changed our prices from 50p a day to an interest rate, and we're offering higher limits to some people.
![Annual report 2019](https://images.ctfassets.net/ro61k101ee59/4otyDcCL4RrSRKxRLM8nqq/e4f7b122fa457df44d904366db2238c3/Monzo_annual_report_2019_OG.png?w=2400&q=75)
We’ve published our 2019 Annual Report
It’s a detailed look at the challenges we’ve faced, the progress we’ve made, and how that’s affected our finances.
![US-launch-og](https://images.ctfassets.net/ro61k101ee59/4iE1R3NZWo6eqigUEh9JTe/40fd1e4a30eabdc7e693514fe5e00b0f/US-Launch-OG.png?w=1200&q=75)
Monzo is launching in the USA!
Our mission is to make money work for everyone. And our next stop is the USA! 🇺🇸